4189 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4189 Cover St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1921
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Jan 2019)
Tax Bill	$3,557 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225-021-030`

Property Details

APN / Parcel Number

Primary APN	`225-021-030`
Alternative APN	`042000048`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	660 sqft Living Area
Gross Area	750 sqft
1st Floor Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Garage Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	042000048
Street Address	4189 COVER ST
City	RIVERSIDE
State	CA
Zip	92506-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 45 MB 007/031 GROFTHOLDT SUB
Legal Subdivision	GROFTHOLDT SUB
Legal Lot Number	45
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3013
Census Tract	31100

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4189 COVER ST, RIVERSIDE, CA 92506-2242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 23, 2019	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2019 · Amount on Record
Deed Sale	Jan 23, 2019 · Amount on Record
Prior Sale	May 20, 2011 · Amount on Record
Deed Document Number	201925037
Prior Transfer Date	Mar 18, 1998
Prior Transfer Doc	0000104765
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4189 COVER ST, RIVERSIDE, CA 92506-2242
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4189 COVER ST, RIVERSIDE, CA 92506-2242

Mortgage

Document Number	0000153428
Date	Mar 10, 2021
Instrument	2021-0153428

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4189 COVER ST, RIVERSIDE, CA 92506-2242
Document Number	0000108958
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4189 COVER ST FORT WORTH TX 76155, FORT WORTH, TX 76155

Mortgage

Document Number	0000108958
Date	Mar 9, 2020
Instrument	108958

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate	11%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 23, 2019
Property Address	4189 COVER ST, RIVERSIDE, CA 92506-2242
Document Number	0000025037
Map Reference	MB 7 PG 31
Instrument Date	Jan 11, 2019
Instrument	2019-0025037
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4189 COVER ST, RIVERSIDE, CA 92506-2242

Mortgage

Document Number	0000025038
Date	Jan 23, 2019
Instrument	2019-0025038

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,862 (+2%) Land $102,402 Building $218,460
2025	$3,557.00 (+3.82%)	$314,572 (+4.04%) Land $100,395 Building $214,177
2023	$3,426.00 (+1.87%)	$302,359 Land $96,498 Building $205,861
2022	$3,363.00
2021			$376,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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