4226 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4226 Cover St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,071 sqft · built 1927
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Sep 2019)
Tax Bill	$4,981 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`225-022-017`

Property Details

APN / Parcel Number

Primary APN	`225-022-017`
Alternative APN	`042000064`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,071 sqft Living Area
Gross Area	1,131 sqft
1st Floor Area	1,071 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1967
Construction Type	Wood
Roof Material	Gravel
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	042000064
Street Address	4226 COVER ST
City	RIVERSIDE
State	CA
Zip	92506-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 60 MB 007/031 GROFTHOLDT SUB
Legal Subdivision	GROFTHOLDT SUB
Legal Lot Number	60
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3012
Census Tract	31100

Owner

4226 Cover St is owned by an individual who acquired it in December 2021.

Source: Riverside County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4521 OAKFIELD AVE, SANTA ANA, CA 92703-1507
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit NUVISION FINANCIAL FCU
Dec 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NUVISION FINANCIAL FCU
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME MORTGAGE ALLIANCE CORP
Sep 27, 2019	Grant Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Sep 27, 2019	Quit Claim Deed USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Prior Sale	May 26, 2016 · Amount on File
Deed Document Number	2019385335
Last Transfer Date	Dec 16, 2021
Transfer Doc	0000753365
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 9, 2026
Property Address	4226 COVER ST, RIVERSIDE, CA 92506-2239
Document Number	0000316683
Instrument Date	Oct 1, 2026
Instrument	2026316683
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 COVER ST, RIVERSIDE, CA 92506-2239

Mortgage

Document Number	0000316683,
Date	Oct 9, 2026
Instrument	2026316683

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4226 COVER ST, RIVERSIDE, CA 92506-2239
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 COVER ST, RIVERSIDE, CA 92506-2239

Mortgage

Document Number	0000099722
Date	Mar 1, 2022
Instrument	2022-0099722

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 22, 2021
Property Address	4226 COVER ST, RIVERSIDE, CA 92506-2239
Document Number	0000753365
Map Reference	MB 7 PG 31
Instrument Date	Dec 16, 2021
Instrument	2021-0753365
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 COVER ST, RIVERSIDE, CA 92506-2239

Mortgage

Document Number	0000753366
Date	Dec 22, 2021
Instrument	2021-0753366

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4226 COVER ST, RIVERSIDE, CA 92506-2239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 COVER ST 92506, 92506, RIVERSIDE, CA 92506-2239

Mortgage

Document Number	0000459082
Date	Sep 28, 2020
Instrument	2020-0459082

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 27, 2019
Property Address	4226 COVER ST, RIVERSIDE, CA 92506-2239
Document Number	0000385335
Map Reference	MB 7 PG 31
Instrument Date	Aug 28, 2019
Instrument	2019-0385335
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	USA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 COVER ST, RIVERSIDE, CA 92506-2239

Mortgage

Document Number	0000385336
Date	Sep 27, 2019
Instrument	2019-0385336

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 27, 2019
Property Address	4226 COVER ST, RIVERSIDE, CA 92506-2239
Document Number	0000385334
Instrument Date	Aug 28, 2019
Instrument	385334
Record Updated	Oct 9, 2019
Title Company	USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	17578 ROBUSTA DR RIVERSIDE CA 925036794, RIVERSIDE, CA 92503-6794

Tax Assessment & Valuation

The 2025 property tax bill for 4226 Cover St was $4,981.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,779 (+2%) Land $100,394 Building $351,385
2025	$4,981.00	$442,922 Land $98,426 Building $344,496
2023	$4,797.00 (+1.87%)	$425,725 Land $94,605 Building $331,120
2022	$4,709.00
2021			$415,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4226 Cover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4226 Cover St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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