4174 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4174 Cover St, Riverside, CA 92506 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1928
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2019)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`225-022-021`

Property Details

APN / Parcel Number

Primary APN	`225-022-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	225022021
Street Address	4174 COVER ST
City	RIVERSIDE
State	CA
Zip	92506-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 MB 007/031 GROFTHOLDT SUB
Legal Subdivision	GROFTHOLDT SUBDIVISION
Legal Lot Number	56
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3012
Census Tract	31100

Owner

Source: Riverside County records · APN 225-022-021

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4174 COVER ST, RIVERSIDE, CA 92506-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit AIM CU
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Jun 26, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2019 · Amount on Record
Deed Sale	Jun 26, 2019 · Amount on Record
Prior Sale	May 24, 2011 · Amount on Record
Deed Document Number	2019-0232676
Record Updated	Jun 07, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4174 COVER ST, RIVERSIDE, CA 92506-2238
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4174 COVER ST, RIVERSIDE, CA 92506-2238

Mortgage

Document Number	0000305785
Date	Oct 06, 2025
Instrument	2025-0305785

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4174 COVER ST, RIVERSIDE, CA 92506-2238
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4174 COVER ST, RIVERSIDE, CA 92506-2238

Mortgage

Document Number	0000352421
Date	Nov 27, 2023
Instrument	2023-0352421

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4174 COVER ST, RIVERSIDE, CA 92506-2238
Transaction Type	Mortgage
Record Updated	Feb 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4174 COVER ST, RIVERSIDE, CA 92506-2238

Mortgage

Document Number	0000026114
Date	Jan 27, 2023
Instrument	2023-0026114

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4174 COVER ST, RIVERSIDE, CA 92506-2238
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4174 COVER ST, RIVERSIDE, CA 92506-2238

Mortgage

Document Number	0000516419
Date	Aug 30, 2021
Instrument	2021-0516419

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 26, 2019
Property Address	4174 COVER ST, RIVERSIDE, CA 92506-2238
Document Number	0000232676
Map Reference	MB 7 PG 31
Instrument Date	May 29, 2019
Instrument	2019-0232676
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4174 COVER ST, RIVERSIDE, CA 92506-2238

Mortgage

Document Number	0000232677
Date	Jun 26, 2019
Instrument	2019-0232677

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,011.00 (+3.89%) Homeowner's exemption	$362,540 (+4.04%) Land $100,395 Building $262,145
2023	$3,861.00 (+1.93%) Homeowner's exemption	$348,464 Land $96,498 Building $251,966
2022	$3,788.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 466 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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