Clermont County property record for 4188 S Gensen Loop, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,138 sqft · built 2009 |
| Lot Size | 0.137 acres (5,976 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $199,900 (May 2018) |
| Tax Bill | $2,087 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-15D-351 |
| Primary APN | 41-32-15D-351 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,138 sqft Living Area |
| 1st Floor Area | 694 sqft |
| Attic | Attic |
| Attic Area | 280 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Family Room | Family Room |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,976 sqft (0.137 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4188 S GENSEN LOOP |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-7067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WETHERBY FARMS SECTION 6B LOT 363; SEE 413215D351T FOR TIF |
| Legal Subdivision | WETHERBY FARMS |
| Legal Lot Number | 363 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 41305 |
Source: Clermont County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4188 S GENSEN LOOP, CINCINNATI, OH 45245-7067 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC |
| May 17, 2018 | Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on Record |
| Deed Sale | May 17, 2018 · Amount on Record |
| Prior Sale | Apr 5, 2010 · Amount on Record |
| Deed Document Number | 201810974 |
| Deed Book / Page | 2770 / 1870 |
| Last Transfer Date | Apr 16, 2024 |
| Transfer Doc | 0000006619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4188 S GENSEN LOOP, CINCINNATI, OH 45245-7067 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002865 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 2688/2313 |
| Instrument | 201700002865 |
| Name | SOUTHPOINT FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | ALPHARETTA, GA 30005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 17, 2018 |
| Property Address | 4188 S GENSEN LOOP, CINCINNATI, OH 45245-7067 |
| Document Number | 0000010974 |
| Book / Page | 2770 / 1870 |
| Map Reference | PB 15 PG 44-45 |
| Instrument Date | May 15, 2018 |
| Instrument | 201800010974 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4188 S GENSEN LOOP, CINCINNATI, OH 45245-7067 |
| Document Number | 0000010975 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 201800010975 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,087.00 (-15.4%) | $560 (-) Land $560 | |
| 2024 | $2,467.00 (-49.51%) Homeowner's exemption | $560 (-) Land $560 | $1,600 (-) Land $1,600 |
| 2023 | $4,886.00 (+15,168.75%) Homeowner's exemption | $560 (-) Land $560 | $1,600 (-) Land $1,600 |
| 2022 | $32.00 Homeowner's exemption | $560 Land $560 | |
| 2020 | $1,600 Land $1,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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