4185 S Gensen Loop, Cincinnati, OH 45245 Property Records

Clermont County property record for 4185 S Gensen Loop, Cincinnati, OH 45245 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,892 sqft · built 2011
Lot Size	0.17 acres (7,423 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2021)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-15D-340`

Property Details

APN / Parcel Number

Primary APN	`41-32-15D-340`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
1st Floor Area	764 sqft
Basement Area	64 sqft
Unfinished Basement	64 sqft
Family Room	Family Room

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,423 sqft (0.17 acres)
Garage Area	420 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4185 S GENSEN LOOP
City	CINCINNATI
State	OH
Zip	45245-7066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WETHERBY FARMS SECTION 6B LOT 352; SEE 413215D340T FOR TIF
Legal Subdivision	WETHERBY FARMS
Legal Lot Number	352
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3004
Census Tract	41305

Owner

Source: Clermont County records · APN 41-32-15D-340

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4185 S GENSEN LOOP, CINCINNATI, OH 45245-7066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2021 · Amount on Record
Deed Sale	Mar 09, 2021 · Amount on Record
Prior Sale	Mar 16, 2012 · Amount on Record
Deed Document Number	20217483
Deed Book / Page	2872 / 1038
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Mar 09, 2021
Property Address	4185 S GENSEN LOOP, CINCINNATI, OH 45245-7066
Document Number	0000007483
Book / Page	2872 / 1038
Map Reference	CAB 15 PG 44&45
Instrument Date	Feb 09, 2021
Instrument	202100007483
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314

Mortgage

Document Number	0000007484
Date	Mar 09, 2021
Instrument	202100007484

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 (-15.31%)	$700 (-) Land $700
2024	$2,463.00 (-49.37%) Homeowner's exemption	$700 (-) Land $700	$2,000 (-) Land $2,000
2023	$4,865.00 (+12,062.5%) Homeowner's exemption	$700 (-) Land $700	$2,000 (-) Land $2,000
2022	$40.00 Homeowner's exemption	$700 Land $700
2020			$2,000 Land $2,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250413053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.