4183 Creeks Edge Dr, Metamora, MI 48455 Property Records

Lapeer County property record for 4183 Creeks Edge Dr, Metamora, MI 48455

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,700 sqft · built 1998
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 2019)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-450-019-00`

Property Details

APN / Parcel Number

Primary APN	`015-450-019-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	4183 CREEKS EDGE DR
City	METAMORA
State	MI
Zip	48455-8983
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A-1
Legal Description	T6N R10E. CREEKSEDGE ESTATES CONDOMINIUM PLAN #18 LOT 19.
Legal Subdivision	CREEKSEDGE ESTATES
Legal Lot Number	19
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	2
Census Block	2013
Census Tract	341500

Owner

4183 Creeks Edge Dr, a condominium, is owned and occupied by two individuals who bought it in November 2019.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4183 CREEKS EDGE DR, METAMORA, MI 48455-8983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage TOWNE MTG
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Nov 3, 2016 · Amount on File
Deed Document Number	20193063131
Deed Book / Page	3063 / 131
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4183 CREEKS EDGE DR, METAMORA, MI 48455-8983
Document Number	0031270706
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4183 CREEKS EDGE DR METAMORA MI 484558983, METAMORA, MI 48455-8983

Mortgage

Document Number	0031270706
Date	Sep 9, 2020
Book Page	003127/000706

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 21, 2019
Property Address	4183 CREEKS EDGE DR, METAMORA, MI 48455-8983
Document Number	0030630131
Book / Page	003063 / 000131
Instrument Date	Nov 6, 2019
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2056 SOMERVILLE CT OXFORD MI 483715928, OXFORD, MI 48371-5928

Mortgage

Document Number	30600834
Date	Nov 21, 2019
Book Page	003060/000834

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4183 CREEKS EDGE DR, METAMORA, MI 48455-8983
Document Number	0030600834
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2056 SOMERVILLE CT OXFORD MI 483715928, OXFORD, MI 48371-5928

Mortgage

Document Number	0030600834
Date	Nov 12, 2019
Book Page	003060/000834

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4183 Creeks Edge Dr was $3,732 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,200 (+12.36%)	$416,400 (+12.36%)
2025	$3,732.00 Homeowner's exemption	$185,300	$370,600
2023		$156,400	$312,800
2022	$3,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4183 Creeks Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4183 Creeks Edge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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