4130 Creeks Edge Dr, Metamora, MI 48455 Property Records

Lapeer County property record for 4130 Creeks Edge Dr, Metamora, MI 48455

Property Summary

Property Type	Condominium
Details	3.5 ba · 2,763 sqft · built 1994
Owner	2 Individual Names on File
Last Sale	$279,500 (Nov 2015)
Tax Bill	$4,697 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-450-014-00`

Property Details

APN / Parcel Number

Primary APN	`015-450-014-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,763 sqft Living Area
1st Floor Area	1,906 sqft
Basement Area	1,548 sqft
Unfinished Basement	1,548 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Garage Area	715 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	4130 CREEKS EDGE DR
City	METAMORA
State	MI
Zip	48455-8983
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A-1
Legal Description	T6N R10E. CREEKSEDGE ESTATES CONDOMINIUM PLAN #18 LOT 14.
Legal Subdivision	CREEKSEDGE ESTATES
Legal Lot Number	14
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	2
Census Block	2013
Census Tract	341500

Owner

4130 Creeks Edge Dr, a condominium, is owned and occupied by two individuals who bought it in November 2015.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4130 CREEKS EDGE DR, METAMORA, MI 48455-8983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage US MORTGAGE CAPITAL INC
Sep 14, 2022	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2015 · Amount on File
Deed Sale	Nov 2, 2015 · Amount on File
Prior Sale	Apr 26, 2010 · Amount on File
Deed Book / Page	2795 / 913
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	May 12, 2026
Property Address	4130 CREEKS EDGE DR, METAMORA, MI 48455-8983
Document Number	0035190680
Book / Page	3519 / 680
Instrument Date	May 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 CREEKS EDGE DR, METAMORA, MI 48455-8983

Mortgage

Document Number	3519000680,
Date	May 12, 2026
Book Page	3519/680

Lender

Name	US MORTGAGE CAPITAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4130 CREEKS EDGE DR, METAMORA, MI 48455-8983
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 CREEKS EDGE DR, METAMORA, MI 48455-8983

Mortgage

Document Number	0033160321
Date	Sep 14, 2022
Book Page	3316/321

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4130 CREEKS EDGE DR, METAMORA, MI 48455-8983
Document Number	0029140972
Book / Page	002914 / 000972
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	MIDSTATE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4130 CREEKS EDGE DR METAMORA MI 484558983, METAMORA, MI 48455-8983

Mortgage

Document Number	0029140972
Date	Aug 30, 2017
Book Page	002914/000972

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4130 Creeks Edge Dr was $4,697 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,500 (+7.88%)	$523,000 (+7.88%)
2025	$4,697.00 Homeowner's exemption	$242,400	$484,800
2023		$205,100	$410,200
2022	$4,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4130 Creeks Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4130 Creeks Edge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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