4133 Creeks Edge Dr, Metamora, MI 48455 Property Records

Lapeer County property record for 4133 Creeks Edge Dr, Metamora, MI 48455

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,874 sqft · built 1994
Owner	Individual Name on File
Last Sale	$435,000 (Sep 2026)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`015-450-016-00`

Property Details

APN / Parcel Number

Primary APN	`015-450-016-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,874 sqft Living Area
1st Floor Area	1,856 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Garage Area	775 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	4133 CREEKS EDGE DR
City	METAMORA
State	MI
Zip	48455-8983
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A-1
Legal Description	T6N R10E. CREEKSEDGE ESTATES CONDOMINIUM PLAN #18 LOT 16.
Legal Subdivision	CREEKSEDGE ESTATES
Legal Lot Number	16
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	2
Census Block	2013
Census Tract	341500

Owner

4133 Creeks Edge Dr, a condominium, is owned and occupied by an individual who bought it in September 2026.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	720 CHERRY HILL CT, COLUMBIAVILLE, MI 48421-9704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer STERLING TITLE AGENCY
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST JAMES MORTGAGE CORP
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Feb 5, 2026	Intrafamily Transfer, Transfer
Jun 20, 2025	Intrafamily Transfer, Transfer
Nov 5, 2024	Intrafamily Transfer, Transfer
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage ST JAMES MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Jan 20, 1995 · Amount on File
Deed Book / Page	3542 / 719
Prior Transfer Date	Jan 7, 2026
Prior Transfer Doc	0035020447
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 9, 2026
Property Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983
Document Number	3542000719
Book / Page	3542 / 719
Instrument Date	Sep 3, 2026
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$329,512.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CHERRY HILL CT, COLUMBIAVILLE, MI 48421-9704

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983

Mortgage

Document Number	0031880456
Date	Apr 1, 2021
Book Page	3188/456

Lender

Name	ST JAMES MORTGAGE CORP
Type	Mortgage Company
Address	BLOOMFIELD HILLS, MI 48304

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983

Mortgage

Document Number	0034960498
Date	Jan 2, 2026
Book Page	3496/498

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	99 WOOD AVE S STE 301, ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 22, 2055

Interest

Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Feb 5, 2026
Property Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983
Document Number	0035020447
Book / Page	3502 / 447
Instrument Date	Jan 7, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jun 20, 2025
Property Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983
Document Number	0034620927
Book / Page	3462 / 927
Instrument Date	Jun 17, 2025
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Nov 5, 2024
Property Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983
Document Number	0034280823
Book / Page	3428 / 823
Instrument Date	Oct 10, 2024
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4133 CREEKS EDGE DR, METAMORA, MI 48455-8983
Document Number	0028870630
Book / Page	002887 / 000630
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4133 CREEKS EDGE DR METAMORA MI 484558983, METAMORA, MI 48455-8983

Mortgage

Document Number	0028870630
Date	Apr 11, 2017
Book Page	002887/000630

Lender

Name	ST JAMES MTG
Type	Mortgage Company
Address	BLOOMFIELD HILLS, MI 48304

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4133 Creeks Edge Dr was $3,042 with a homeowner's exemption, up 3.6% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,400 (+8.34%)	$376,800 (+8.34%)
2025	$3,042.00 (+3.58%) Homeowner's exemption	$173,900	$347,800
2024	$2,937.00
2023		$147,100	$294,200
2022	$2,687.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4133 Creeks Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4133 Creeks Edge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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