Stearns County property record for 4181 2nd St S, Saint Cloud, MN 56301
| Property Type | Commercial |
|---|---|
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,400,000 (Jun 2022) |
| Tax Bill | $40,148 (2026) |
| Deeds & Mortgages | Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-45772-0654 |
| Primary APN | 82-45772-0654 |
|---|
| Lot Area | 57,935 sqft (1.33 acres) |
|---|
| Street Address | 4181 2ND ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3761 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | OUTLOT D CMC RETAIL ADDITION SECTION 16 TOWNSHIP 124 RANGE 28 CMC RETAIL ADDITION SECTION 16 TOWNSHIP 124 RANGE 28 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | CMC RETAIL ADDITION |
| Legal Lot Number | D |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 501 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 137 2ND AVE S, WAITE PARK, MN 56387-1323 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Deed Document Number | 20221426663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 20, 2022 |
| Property Address | 4181 2ND ST S, SAINT CLOUD, MN 56301-3761 |
| Document Number | 00A1635043 |
| Instrument Date | Jun 15, 2022 |
| Instrument | A1635043 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 2ND AVE S, WAITE PARK, MN 56387-1323 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,148.00 (+9.39%) | $1,226,800 (-) Land $808,800 Building $418,000 | $1,226,800 (-) Land $808,800 Building $418,000 |
| 2025 | $1,226,800 (+28.93%) Land $808,800 Building $418,000 | $1,226,800 (+28.93%) Land $808,800 Building $418,000 | |
| 2024 | $36,702.00 (+50.86%) | ||
| 2023 | $24,328.00 | $951,500 Land $808,800 Building $142,700 | $951,500 Land $808,800 Building $142,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink, Verizon.
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