4120 2nd St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 4120 2nd St S, Saint Cloud, MN 56301

Property Summary

Property Type	Commercial
Details	27,492 sqft · built 1992
Owner	Company Name on File
Last Sale	$3,228,751 (Jan 2023)
Tax Bill	$45,648 (2024)
Deeds & Mortgages	Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-50999-0050`

Property Details

APN / Parcel Number

Primary APN	`82-50999-0050`

Interior

Stories	3 Stories
Building Area	27,492 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Stucco

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.50999.0050
Street Address	4120 2ND ST S
City	SAINT CLOUD
State	MN
Zip	56301-3704
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	AND W 61' OF LOT 2 BLK 1 SPODEN ADD SECTION 16 TOWNSHIP 124 RANGE 028 SPODEN ADD SECTION 16 TOWNSHIP 124 RANGE 028
Legal Range	28
Legal Township	124
Legal Section	16
Legal Subdivision	SPODEN ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3012
Census Tract	502

Owner

Source: Stearns County assessment roll, as of February 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4120 2ND ST S, SAINT CLOUD, MN 56301-3704
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2023 · Amount on Record
Deed Sale	Jan 11, 2023 · Amount on Record
Deed Document Number	A1647356
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 11, 2023
Property Address	4120 2ND ST S, SAINT CLOUD, MN 56301-3704
Document Number	00A1647356
Instrument Date	Oct 7, 2022
Instrument	A1647356
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 ENERGY ST, BALDWIN, WI 54002-2900

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,512,000 (-9.21%) Land $375,000 Building $1,137,000	$1,512,000 (-9.21%) Land $375,000 Building $1,137,000
2024	$45,648.00 (-12.41%)
2023	$52,116.00	$1,665,300 Land $375,000 Building $1,290,300	$1,665,300 Land $375,000 Building $1,290,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, BIF IV Intrepid HoldCo, Spectrum, Verizon.

Nearby Properties on 2nd St S

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