Stearns County property record for 4045 2nd St S, Saint Cloud, MN 56301 · Last verified August 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 1996 |
| Square Footage | 3,333 sqft Living Area |
| Lot Size | 34,009 sqft (0.78 acres) |
| Last Sale | $450,000 (2015) |
| Tax Bill | $28,684.00 (2026) |
| Primary APN | 82-47407-0031 |
|---|
| Building Area | 3,333 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Block Exterior |
| Lot Area | 34,009 sqft (0.78 acres) |
| Lot Width | 118 ft Width |
| Total Buildings | 2 Total Buildings |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 4045 2ND ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3788 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | PT OF LOT 1 & 2 W OF FDL COMM AT NW CORN LOT 2 - W 108.19' TO POB - S1D W 24.64' - S34D E 37.72' - S 216.47' TO S LN LOT 1 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | HIGHWAY ADD |
| Legal Block | 5 |
| Legal Lot Number | 1-2 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3037 |
| Census Tract | 501 |
Source: Stearns County records · APN 82-47407-0031
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11995 EL CAMINO REAL, SAN DIEGO, CA 92130-2539 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2015 · Amount on Record |
| Deed Sale | Jun 09, 2015 · Amount on Record |
| Deed Doc Number | 2015359871 |
| Record Refreshed | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,684.00 (+9.46%) | $910,000 (+2.01%) Land $527,000 Building $383,000 | $910,000 (+2.01%) Land $527,000 Building $383,000 |
| 2025 | $892,100 (+3.97%) Land $527,000 Building $365,100 | $892,100 (+3.97%) Land $527,000 Building $365,100 | |
| 2024 | $26,204.00 (+4.35%) | ||
| 2023 | $25,112.00 | $858,000 Land $527,000 Building $331,000 | $858,000 Land $527,000 Building $331,000 |
4045 2nd St S is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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