418 Stonecroft Dr SE, Lenoir, NC 28645 Property Records

Caldwell County property record for 418 Stonecroft Dr SE, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,330 sqft · built 1991
Lot Size1.05 acres (45,760 sqft)
OwnerIndividual Name on File
Tax Bill$3,685 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09 53 1 14

Property Details

APN / Parcel Number

Primary APN09 53 1 14
Alternative APN
  • 158121

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,330 sqft Heated Area
Gross Area6,645 sqft
1st Floor Area1,808 sqft
Upper Floors Area1,522 sqft
AtticAttic
Attic Area181 sqft
Basement Area1,808 sqft
Unfinished Basement1,808 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area45,760 sqft (1.05 acres)
Lot Dimensions320 ft deep x 143 ft wide
Garage TypeFinished
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchSlab
Porch Area678 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number158121
Street Address418 STONECROFT DR SE
CityLENOIR
StateNC
Zip28645-4600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1883 PG 186 YR 2015 ST 392.00
Legal SubdivisionSTONECROFT ESTATES
JurisdictionCALDWELL NC
Township / Civil DivisionLOWER CREEK
Census Block Group3
Census Block3012
Census Tract30500

Owner

Source: Caldwell County records · APN 09 53 1 14

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address418 STONECROFT DR SE, LENOIR, NC 28645-4600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 08, 2005
Transfer Doc1545001828
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address418 STONECROFT DR SE, LENOIR, NC 28645-4600
Transaction TypeMortgage
Record UpdatedJan 26, 2023
Title CompanySTEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 STONECROFT DR SE, LENOIR, NC 28645-4600

Mortgage

Document Number0020701691
DateNov 10, 2022
Book Page2070/1691
Instrument10078620
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Address26592
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address418 STONECROFT DR SE, LENOIR, NC 28645-4600
Document Number0010047806
Instrument DateAug 24, 2020
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address418 STONECROFT DR SE LENOIR NC 286454600, LENOIR, NC 28645-4600

Mortgage

Document Number0010047806
DateSep 01, 2020
Book Page001997/000927
Instrument10047806
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 31, 2050

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityLenoir City
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$737,200 (-) Land $38,400 Building $698,800
2025$3,685.00 (-32.58%)$737,200 (+61.81%) Land $38,400 Building $698,800$737,200 (+61.81%) Land $38,400 Building $698,800
2023$455,600 (-) Land $38,400 Building $417,200$455,600 (-) Land $38,400 Building $417,200
2022$5,466.00$455,600 Land $38,400 Building $417,200$455,600 Land $38,400 Building $417,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 50 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LENOIR
serves 26,388 people
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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