415 Stonecroft Dr SE, Lenoir, NC 28645 Property Records

Caldwell County property record for 415 Stonecroft Dr SE, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,341 sqft · built 1988
Lot Size	1.67 acres (73,032 sqft)
Owner	2 Individual Names on File
Last Sale	$426,000 (Feb 2006)
Tax Bill	$5,165 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09 53 1 8`

Property Details

APN / Parcel Number

Primary APN	`09 53 1 8`
Alternative APN	`167097`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	3,341 sqft Heated Area
Gross Area	9,140 sqft
1st Floor Area	2,666 sqft
Upper Floors Area	675 sqft
Attic	Attic
Attic Area	1,075 sqft
Basement Area	2,778 sqft
Finished Basement	2,045 sqft
Unfinished Basement	733 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	73,032 sqft (1.67 acres)
Lot Dimensions	408 ft deep x 179 ft wide
Garage Type	Finished
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	774 sqft
Porch	Porch
Porch Area	364 sqft
Deck Area	516 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	167097
Street Address	415 STONECROFT DR SE
City	LENOIR
State	NC
Zip	28645-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1971 PG 1854 YR 2019 ST 869.00
Legal Subdivision	SOTNECROFT ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	3
Census Block	3012
Census Tract	30500

Owner

Source: Caldwell County records · APN 09 53 1 8

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 STONECROFT DR SE, LENOIR, NC 28645-4601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2006 · Amount on Record
Deed Sale	Feb 23, 2006 · Amount on Record
Prior Sale	Jul 23, 1999 · Amount on Record
Deed Book / Page	1584 / 1861
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 20, 2019
Property Address	415 STONECROFT DR SE, LENOIR, NC 28645-4601
Document Number	0010036891
Book / Page	001971 / 001854
Instrument Date	Sep 20, 2019
Instrument	10036891
Transaction Type	Transfer
Record Updated	Oct 09, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$869.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	415 STONECROFT DR SE LENOIR NC 286454601, LENOIR, NC 28645-4601

Mortgage

Document Number	10036892
Date	Sep 20, 2019
Book Page	001971/001857
Instrument	10036892

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 19, 2039

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,165.00 (-6.53%)	$817,100 (+77.4%) Land $46,800 Building $770,300	$817,100 (+77.4%) Land $46,800 Building $770,300
2023		$460,600 (-) Land $37,400 Building $423,200	$460,600 (-) Land $37,400 Building $423,200
2022	$5,526.00	$460,600 Land $37,400 Building $423,200	$460,600 Land $37,400 Building $423,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 50 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LENOIR serves 26,388 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.