Caldwell County property record for 414 Stonecroft Dr SE, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,721 sqft · built 1988 |
| Lot Size | 1.08 acres (47,270 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,899 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09 53 1 16 |
| Primary APN | 09 53 1 16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,721 sqft Heated Area |
| Gross Area | 5,441 sqft |
| 1st Floor Area | 1,814 sqft |
| Upper Floors Area | 907 sqft |
| Basement Area | 1,814 sqft |
| Unfinished Basement | 1,814 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,270 sqft (1.08 acres) |
| Lot Dimensions | 290 ft deep x 163 ft wide |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77399 |
|---|---|
| Street Address | 414 STONECROFT DR SE |
| City | LENOIR |
| State | NC |
| Zip | 28645-4600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1068/1390 1992 415.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30500 |
Source: Caldwell County assessment roll, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 STONECROFT DR SE, LENOIR, NC 28645-4600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 15, 2026 |
| Property Address | 414 STONECROFT DR SE, LENOIR, NC 28645-4600 |
| Document Number | 0010119893 |
| Book / Page | 2167 / 1265 |
| Instrument Date | May 26, 2026 |
| Instrument | 202610119893 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 414 STONECROFT DR SE, LENOIR, NC 28645-4600 |
| Document Number | 0010119893, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 2167/1265 |
| Instrument | 202610119893 |
| Name | BAY BANK TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Lenoir City |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $579,300 (-) Land $41,900 Building $537,400 | ||
| 2025 | $2,899.00 (-30.03%) | $579,300 (+67.91%) Land $41,900 Building $537,400 | $579,300 (+67.91%) Land $41,900 Building $537,400 |
| 2023 | $345,000 (-) Land $41,900 Building $303,100 | $345,000 (-) Land $41,900 Building $303,100 | |
| 2022 | $4,143.00 | $345,000 Land $41,900 Building $303,100 | $345,000 Land $41,900 Building $303,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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