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418 Mossy Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 418 Mossy Brook Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,560 sqft · built 2019
Lot Size0.214 acres (9,365 sqft)
Owner2 Individual Names on File
Last Sale$475,019 (Aug 2019)
Tax Bill$6,218 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNT190300030

Property Details

APN / Parcel Number

Primary APNT190300030
Alternative APN
  • 2-0049-C631-00-0478.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,560 sqft Living Area
Basement Area2,560 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Lot Area9,365 sqft (0.214 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT190300030
Street Address418 MOSSY BROOK DR
CityO FALLON
StateMO
Zip63366-5053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKSIDE VLG B #2-C LOT 478
Legal Range02E
Legal Township47N
Legal SubdivisionBROOKSIDE VLG B #2-C
Legal Lot Number478
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2017
Census Tract312095

Owner

418 Mossy Brook Dr is owned and occupied by two individuals who bought it in August 2019.

Source: St. Charles County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address418 MOSSY BROOK DR, O FALLON, MO 63366-5053
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2019 · Amount on File
Deed SaleAug 21, 2019 · Amount on File
Deed Document Number0071271713
Deed Book / Page7127 / 1713
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 21, 2019
Property Address418 MOSSY BROOK DR, O FALLON, MO 63366-5053
Document Number0071271713
Book / Page007127 / 001713
Instrument DateAug 21, 2019
Instrument444910
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 19, 2019
Title CompanySYNERGY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address418 MOSSY BROOK DR O FALLON MO 633665053, O FALLON, MO 63366-5053

Mortgage

Document Number71271715
DateAug 21, 2019
Book Page007127/001715
Instrument444920
Lender
NameHOMESITE MTG
TypeMortgage Company
AddressSHELBY, MI 48315
Agreement
AmountAmount on Record
Term180 Months
DueAug 20, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 418 Mossy Brook Dr was $6,218.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,218.00$99,985$526,235 Land $70,000 Building $456,235
2023$87,886
2022$462,556 Land $50,000 Building $412,556

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 418 Mossy Brook Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2019–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Mossy Brook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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