413 Mossy Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 413 Mossy Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,012 sqft · built 2019
Lot Size	0.247 acres (10,781 sqft)
Owner	Company Name on Record
Last Sale	$408,710 (Jun 2020)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`T190300036`

Property Details

APN / Parcel Number

Primary APN	`T190300036`
Alternative APN	`2-0049-C631-00-0484.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
Basement Area	2,012 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Lot Area	10,781 sqft (0.247 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T190300036
Street Address	413 MOSSY BROOK DR
City	O FALLON
State	MO
Zip	63366-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG B #2-C LOT 484
Legal Range	02E
Legal Township	47N
Legal Subdivision	BROOKSIDE VLG B #2-C
Legal Lot Number	484
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2020
Census Tract	312095

Owner

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	413 MOSSY BROOK DR, O FALLON, MO 63366-5054
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Quit Claim Deed, Transfer GUILD MTG
Jun 3, 2020	Warranty Deed, Subdivision Related Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Jun 3, 2020
Deed Document Number	0073110149
Deed Book / Page	007311 / 000149
Last Transfer Date	Dec 22, 2020
Transfer Doc	0000100983
Record Updated	Jun 7, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 22, 2020
Property Address	413 MOSSY BROOK DR, O FALLON, MO 63366-5054
Document Number	0000100983
Instrument Date	Dec 10, 2020
Instrument	100983
Transaction Type	Transfer
Record Updated	Mar 16, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	413 MOSSY BROOK DR O FALLON MO 633665054, O FALLON, MO 63366-5054

Mortgage

Document Number	100984
Date	Dec 22, 2020
Instrument	100984

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 3, 2020
Property Address	413 MOSSY BROOK DR, O FALLON, MO 63366-5054
Document Number	0073110149
Book / Page	007311 / 000149
Instrument Date	Jun 3, 2020
Instrument	367940
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 MOSSY BROOK DR O FALLON MO 633665054, O FALLON, MO 63366-5054

Mortgage

Document Number	73110151
Date	Jun 3, 2020
Book Page	007311/000151
Instrument	367950

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$86,267
2022		$454,036 Land $50,000 Building $404,036

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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