417 Mossy Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 417 Mossy Brook Dr, O Fallon, MO 63366 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2020
Square Footage2,326 sqft Living Area
Lot Size11,853 sqft (0.272 acres)
OccupancyOwner Occupied
Last Sale$477,100 (2020)
Tax Bill$5,776.00 (2024)

Property Details

APN / Parcel Number

Primary APNT190300034
Alternative APN
  • 2-0049-C631-00-0482.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,326 sqft Living Area
Gross Area4,636 sqft Gross Area
1st Floor2,326 sqft 1st Floor
Basement Area2,310 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area11,853 sqft (0.272 acres)
Parking Spaces3 Parking Spaces

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT190300034
Street Address417 MOSSY BROOK DR
CityO FALLON
StateMO
Zip63366-5054
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBROOKSIDE VLG B #2-C LOT 482
Legal SubdivisionBROOKSIDE VLG B #2-C
Legal Lot Number482
JurisdictionST CHARLES MO
Minor Civil DivisionWENTZVILLE
Census Blockgroup2
Census Block2020
Census Tract312095

Owner

Source: St. Charles County records · APN T190300034

Assessment roll updated August 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address417 MOSSY BROOK DR, O FALLON, MO 63366-5054
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Aug 24, 2020Warranty Deed, Subdivision Related Transfer
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2020 · Amount on Record
Deed SaleAug 24, 2020 · Amount on Record
Deed Doc Number2020614390
Deed Book / Page7379 / 2025
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address417 MOSSY BROOK DR, O FALLON, MO 63366-5054
Transaction TypeMortgage
Record UpdatedSep 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 MOSSY BROOK DR, O FALLON, MO 63366-5054

Mortgage

Document Number0000039555
DateSep 09, 2025
Instrument2025R-039555
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 26, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 24, 2020
Property Address417 MOSSY BROOK DR, O FALLON, MO 63366-5054
Document Number0073792025
Book / Page007379 / 002025
Instrument DateAug 21, 2020
Instrument614390
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 07, 2020
Title CompanyNETCO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address417 MOSSY BROOK DR O FALLON MO 633665054, O FALLON, MO 63366-5054

Mortgage

Document Number73792027
DateAug 24, 2020
Book Page007379/002027
Instrument614400
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueAug 23, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,731.00 (-0.78%)$92,092 (+2.16%)$484,697 (+2.16%) Land $70,000 Building $414,697
2024$5,776.00
2023$90,149
2022$474,472 Land $50,000 Building $424,472

Flood & Wildfire

417 Mossy Brook Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
6th percentile of exposed land nationally · 9th in Missouri
Wildfire LikelihoodLow — about 1 in 3,571 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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