406 Monaco Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 406 Monaco Dr, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 1962
Lot Size	0.304 acres (13,260 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,093 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21M-22-0133`

Property Details

APN / Parcel Number

Primary APN	`21M-22-0133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
Gross Area	2,746 sqft
1st Floor Area	2,028 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	13,260 sqft (0.304 acres)
Lot Dimensions	131 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Patio Area	540 sqft
Poultry House	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 MONACO DR
City	SAINT LOUIS
State	MO
Zip	63122-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	63A
Legal Description	BISCAYNE HEIGHTS PLAT 5 LOT 8
Legal Subdivision	BISCAYNE HEIGHTS PLAT 5
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3031
Census Tract	217500

Owner

406 Monaco Dr is owned and occupied by two individuals who acquired it in May 2016.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 MONACO DR, SAINT LOUIS, MO 63122-1436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2016
Deed Sale	May 13, 2016
Prior Sale	Dec 17, 2009 · Amount on File
Deed Document Number	2016170
Deed Book / Page	22014 / 608
Prior Transfer Date	May 12, 2016
Prior Transfer Doc	0220140608
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	406 MONACO DR, SAINT LOUIS, MO 63122-1436
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 MONACO DR, SAINT LOUIS, MO 63122-1436

Mortgage

Document Number	0241062642
Date	Jun 25, 2020
Book Page	24106/2642
Instrument	2020062500426

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	406 MONACO DR, SAINT LOUIS, MO 63122-1436
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 MONACO DR, SAINT LOUIS, MO 63122-1436

Mortgage

Document Number	0244583779
Date	Nov 20, 2020
Book Page	24458/3779
Instrument	2020112000681

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 406 Monaco Dr was $6,093, up 3.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Warson Woods City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,820 (-) Land $67,370 Building $43,450	$583,300 (-) Land $354,600 Building $228,700
2025	$6,093.00 (+3.45%)	$110,820 Land $67,370 Building $43,450	$583,300 Land $354,600 Building $228,700
2024	$5,890.00 (+1.5%)
2023	$5,803.00 (+4.96%)	$96,990 (+11.59%) Land $43,620 Building $53,370	$510,500 Land $229,600 Building $280,900
2022	$5,529.00	$86,920 Land $47,250 Building $39,670
2021			$457,500 Land $248,700 Building $208,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Monaco Dr in Zone X, an area of minimal flood risk, though there have been 103 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	103 (1979–2024)
Claims Outside the SFHA	27 of 103
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 23 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 Monaco Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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