418 Merlot Dr, Ocoee, FL 34761 Property Records

Orange County property record for 418 Merlot Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,128 sqft · built 2005
Lot Size	0.328 acres (14,284 sqft)
Owner	2 Company Names on Record
Last Sale	$251,500 (May 2015)
Tax Bill	$8,158 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-22-28-8911-00-040`

Property Details

APN / Parcel Number

Primary APN	`06-22-28-8911-00-040`
Alternative APNs	`282206891100040` `227112` `231954` `236522`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,128 sqft Living Area
Gross Area	4,113 sqft
1st Floor Area	2,835 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,284 sqft (0.328 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	418 MERLOT DR
City	OCOEE
State	FL
Zip	34761-5040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	VINEYARDS SUBDIVISION 58/147 LOT 4
Legal Range	28E
Legal Township	22S
Legal Section	06
Legal Subdivision	VINEYARDS SUB
Legal Tract	8911
Legal Lot Number	4
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	3
Census Block	3001
Census Tract	17506

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	418 MERLOT DR, OCOEE, FL 34761-5040
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2015 · Amount on Record
Deed Sale	May 13, 2015 · Amount on Record
Prior Sale	Oct 2, 2014 · Amount on Record
Deed Document Number	2015242052
Deed Book / Page	10918 / 5346
Prior Transfer Date	Oct 1, 2014
Prior Transfer Doc	0000501604
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	418 MERLOT DR, OCOEE, FL 34761-5040
Document Number	0000509913
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 MERLOT DR OCOEE FL 347615040, OCOEE, FL 34761-5040

Mortgage

Document Number	0000509913
Date	Sep 30, 2020
Instrument	509913

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2040

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,450 (-1.36%) Land $100,000 Building $383,450	$483,450 (-1.36%) Land $100,000 Building $383,450
2025	$8,158.00 (+58.04%) Homeowner's exemption	$490,130 (+57.77%) Land $100,000 Building $390,130	$490,130 (+9.9%) Land $100,000 Building $390,130
2024	$5,162.00 (+3.41%)
2023	$4,992.00 (+3.12%) Homeowner's exemption	$310,664 (+3%)	$445,987 (+24.37%) Land $100,000 Building $345,987
2022	$4,841.00 Homeowner's exemption	$301,616	$358,587 Land $65,000 Building $293,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20