397 Merlot Dr, Ocoee, FL 34761 Property Records

Orange County property record for 397 Merlot Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,763 sqft · built 2005
Lot Size	0.245 acres (10,693 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jun 2019)
Tax Bill	$6,150 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-22-28-8911-00-920`

Property Details

APN / Parcel Number

Primary APN	`06-22-28-8911-00-920`
Alternative APNs	`282206891100920` `227219` `232061` `236630`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,763 sqft Living Area
Gross Area	4,929 sqft
1st Floor Area	2,033 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,693 sqft (0.245 acres)
Garage Type	Attached
Garage Area	543 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	397 MERLOT DR
City	OCOEE
State	FL
Zip	34761-5039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	VINEYARDS SUBDIVISION 58/147 LOT 92
Legal Range	28E
Legal Township	22S
Legal Section	06
Legal Subdivision	VINEYARDS SUB
Legal Tract	8911
Legal Lot Number	92
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	3
Census Block	3005
Census Tract	17506

Owner

Source: Orange County records · APN 06-22-28-8911-00-920

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	397 MERLOT DR, OCOEE, FL 34761-5039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2019 · Amount on Record
Deed Sale	Jun 04, 2019 · Amount on Record
Prior Sale	Mar 02, 2006 · Amount on Record
Deed Document Number	2019344824
Record Updated	Jun 08, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 04, 2019
Property Address	397 MERLOT DR, OCOEE, FL 34761-5039
Document Number	0000344824
Map Reference	MB 58 PG 147-149
Instrument Date	May 17, 2019
Instrument	20190344824
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	ARTESIAN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 MANTLE DR, 207, MADISON, AL 35757-7597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 MERLOT DR, OCOEE, FL 34761-5039

Mortgage

Document Number	0000344825
Date	Jun 04, 2019
Instrument	20190344825

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,174 (+2.7%)	$535,100 (-1.38%) Land $100,000 Building $435,100
2025	$6,150.00 (+7.16%) Homeowner's exemption	$363,363 (+5.99%)	$542,590 (+11.04%) Land $100,000 Building $442,590
2024	$5,739.00 (+3.35%)
2023	$5,553.00 (+3.06%) Homeowner's exemption	$342,837 (+3%)	$488,627 (+23.83%) Land $100,000 Building $388,627
2022	$5,388.00 Homeowner's exemption	$332,851	$394,610 Land $65,000 Building $329,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	100 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 279 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.