Madison County property record for 418 Koa Ct, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 5,767 sqft |
| Owner | Individual Name on Record |
| Last Sale | $347,500 (Oct 2018) |
| Tax Bill | $3,960 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0002-0122 |
| Primary APN | 0060-0002-0122 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 5,767 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 41 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 42225 |
|---|---|
| Street Address | 418 KOA CT |
| City | BEREA |
| State | KY |
| Zip | 40403-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS LOT 122 |
| Legal Subdivision | THE OAKS |
| Legal Lot Number | 122 |
| Legal Unit | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11401 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 418 KOA CT, BEREA, KY 40403-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARK COMMUNITY FCU |
| Oct 31, 2018 | Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on Record |
| Deed Sale | Oct 31, 2018 · Amount on Record |
| Deed Document Number | 2013984065 |
| Deed Book / Page | D00766 / 348 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 418 KOA CT, BEREA, KY 40403-9585 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 418 KOA CT, BEREA, KY 40403-9585 |
| Document Number | 0M2175/125 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | M2175/125 |
| Instrument | 2014101367 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 418 KOA CT, BEREA, KY 40403-9585 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | TURNKEY TITLE AND ESCROW-1 LLC, TURN KEY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | M2032/537 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | M2032/537 |
| Instrument | 2014031349 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 31, 2018 |
| Property Address | 418 KOA CT, BEREA, KY 40403-9585 |
| Document Number | D00766/348 |
| Book / Page | D00766 / 348 |
| Map Reference | CAB21 SL218 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 2013984065 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $347.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 BOCOTE DR, 323, BEREA, KY 40403-9584 |
| Name | Verified Name |
|---|---|
| Address | 418 KOA CT, BEREA, KY 40403-9585 |
| Document Number | 2013984066 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 2013984066 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,960.00 (+8.88%) Additional exemption filed | $420,000 (+12%) | $420,000 (+12%) |
| 2023 | $3,637.00 | $375,000 | $375,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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