Madison County property record for 416 Koa Ct, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,561 sqft |
| Lot Size | 0.437 acres (19,073 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Dec 2023) |
| Tax Bill | $2,687 (2025) |
| Deeds & Mortgages | Dec 2023 Sale May 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0002-0121 |
| Primary APN | 0060-0002-0121 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,561 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 19,073 sqft (0.437 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 44156 |
|---|---|
| Street Address | 416 KOA CT |
| City | BEREA |
| State | KY |
| Zip | 40403-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS LOT 121 UNIT 2 |
| Legal Subdivision | THE OAKS |
| Legal Lot Number | 121 |
| Legal Unit | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11401 |
Source: Madison County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 416 KOA CT, BEREA, KY 40403-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2023 | Deed, Transfer |
| May 15, 2023 | Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC |
| Jul 29, 2021 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| May 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF KENTUCKY FCU |
| Sep 23, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on Record |
| Deed Sale | Dec 6, 2023 · Amount on Record |
| Prior Sale | May 15, 2023 · Amount on Record |
| Deed Document Number | 202314180519 |
| Deed Book / Page | 846 / 464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 6, 2023 |
| Property Address | 416 KOA CT, BEREA, KY 40403-9585 |
| Document Number | 00D846/464 |
| Book / Page | D846 / 464 |
| Map Reference | CAB 21 SL 218 |
| Instrument Date | Dec 5, 2023 |
| Instrument | 2014180519 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 KEITH DR, BEREA, KY 40403-9391 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 175 FALLING LEAF LN, MORGANTOWN, WV 26501-1117 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 15, 2023 |
| Property Address | 416 KOA CT, BEREA, KY 40403-9585 |
| Document Number | 00D838/252 |
| Book / Page | D838 / 252 |
| Map Reference | CAB 21 SL 218 |
| Instrument Date | May 5, 2023 |
| Instrument | 2014144788 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 MOOREWOOD DR, PAUNTICKY, KY |
| Name | Verified Name |
|---|---|
| Address | 416 KOA CT, BEREA, KY 40403-9585 |
| Document Number | 2014144789 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2014144789 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Number | 0M2233/463 |
|---|---|
| Date | May 15, 2023 |
| Book Page | M2233/463 |
| Instrument | 2014144790 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 416 KOA CT, BEREA, KY 40403-9585 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | HIGH STREET TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | M2077/150 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | M2077/150 |
| Instrument | 2014046145 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 416 KOA CT, BEREA, KY 40403-9585 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | HIGH STREET TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | M2054/659 |
|---|---|
| Date | May 19, 2021 |
| Book Page | M2054/659 |
| Instrument | 2014037459 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 23, 2020 |
| Property Address | 416 KOA CT, BEREA, KY 40403-9585 |
| Document Number | D00794/491 |
| Book / Page | D00794 / 491 |
| Map Reference | MB 28 PG 120 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2014020850 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 COUNTRY ESTATES RD, 305, PAINT LICK, KY 40461-8502 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 416 KOA CT, BEREA, KY 40403-9585 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,687.00 (+45.79%) | $285,000 (+5%) | $285,000 (+5%) |
| 2023 | $1,843.00 (-0.27%) | $190,000 (-) | $190,000 (-) |
| 2022 | $1,848.00 | $190,000 | $190,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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