Madison County property record for 410 Koa Ct, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $354,900 (Jun 2022) |
| Tax Bill | $3,346 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0002-0118 |
| Primary APN | 0060-0002-0118 |
|---|---|
| Alternative APNs |
|
| Account Number | 72293 |
|---|---|
| Street Address | 410 KOA CT |
| City | BEREA |
| State | KY |
| Zip | 40403-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS LOT 118 UNIT 2 |
| Legal Subdivision | THE OAKS |
| Legal Lot Number | 118 |
| Legal Unit | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11401 |
410 Koa Ct is owned and occupied by an individual who bought it in June 2022.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 410 KOA CT, BEREA, KY 40403-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed, Transfer · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST |
| Oct 20, 2017 | Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on File |
| Deed Sale | Jun 6, 2022 · Amount on File |
| Prior Sale | Oct 20, 2017 |
| Deed Document Number | 2014094888 |
| Deed Book / Page | D824 / 208 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 6, 2022 |
| Property Address | 410 KOA CT, BEREA, KY 40403-9585 |
| Document Number | 00D824/208 |
| Book / Page | D824 / 208 |
| Map Reference | CAB 21 SL 218 |
| Instrument Date | May 24, 2022 |
| Instrument | 2014094888 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7102 RANSOM WAY, RICHMOND, KY 40475-7581 |
| Name | Verified Name |
|---|---|
| Address | 410 KOA CT, BEREA, KY 40403-9585 |
| Document Number | 2014094889 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2014094889 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.16% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.16% |
| Max Rate At Change | 7.16% |
| Index | 5-Year CMT |
| Margin | 4 |
| Max Rate | 11.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 20, 2017 |
| Property Address | 410 KOA CT, BEREA, KY 40403-9585 |
| Document Number | D00751/613 |
| Book / Page | D00751 / 613 |
| Map Reference | CAB21 SL218 |
| Instrument | 2013966584 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10949 ELANVEL RD, LONDON, KY 40741 |
| Name | Verified Name |
|---|---|
| Address | 410 KOA CT, BEREA, KY 40403-9585 |
| Document Number | 2013966585 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2013966585 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 410 Koa Ct was $3,346 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,346.00 Additional exemption filed | $354,900 | $354,900 |
| 2023 | $3,442.00 | $354,900 | $354,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 410 Koa Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 410 Koa Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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