418 Hobsons Choice, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 418 Hobsons Choice, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,841 sqft · built 1996
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Apr 2001)
Tax Bill	$10,688 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000211`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000211`
Alternative APNs	`54890490400001077000` `265489 049.04-1-77`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,841 sqft Living Area
1st Floor Area	1,404 sqft
2nd Floor Area	1,128 sqft
Upper Floors Area	309 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000211
Street Address	418 HOBSONS CHOICE
City	WEBSTER
State	NY
Zip	14580-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-14-4 OHSTROM PARK SEC I L108 248-40
Legal Block	1
Legal Lot Number	77.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1002
Census Tract	11302

Owner

418 Hobsons Choice is owned and occupied by two individuals who bought it in April 2001.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 HOBSONS CHOICE, WEBSTER, NY 14580-8417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 23, 2019	Loan Modification, Mortgage · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2001 · Amount on File
Deed Sale	Apr 4, 2001 · Amount on File
Prior Sale	Jan 30, 2001 · Amount on File
Deed Book / Page	9441 / 116
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	418 HOBSONS CHOICE, WEBSTER, NY 14580-8417
Document Number	0000000587
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 HOBSONS CHOICE WEBSTER NY 145808417, WEBSTER, NY 14580-8417

Mortgage

Document Number	0000000587
Date	Oct 30, 2019
Book Page	028257/000582
Instrument	587

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	0.25%

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	418 HOBSONS CHOICE, WEBSTER, NY 14580-8417
Document Number	0000000588
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 HOBSONS CHOICE WEBSTER NY 145808417, WEBSTER, NY 14580-8417

Mortgage

Document Number	0000000588
Date	Oct 30, 2019
Book Page	028257/000591
Instrument	588

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 418 Hobsons Choice was $10,688 with exemptions applied, up 6.3% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,688.00 (+6.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	$10,054.00	$233,600 Land $34,700 Building $198,900	$486,700 Land $72,297 Building $414,403
2023		$233,600 (-6.56%) Land $34,700 Building $198,900	$402,800 (+3.12%) Land $59,834 Building $342,966
2022		$250,000 Land $34,700 Building $215,300	$390,600 Land $54,215 Building $336,385
2021	$10,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Hobsons Choice in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Hobsons Choice is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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