Monroe County and Webster Town property record for 415 Hobsons Choice, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,852 sqft · built 1992 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $336,000 (Feb 2020) |
| Tax Bill | $13,501 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Apr 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEB-0000209 |
| Primary APN | WEB-0000209 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,852 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| 2nd Floor Area | 1,268 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 962 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 492 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | WEB-0000209 |
|---|---|
| Street Address | 415 HOBSONS CHOICE |
| City | WEBSTER |
| State | NY |
| Zip | 14580-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-14-4 OHSTROM PARK SEC I L106 248-40 |
| Legal Subdivision | OBSTROM PARK |
| Legal Block | 1 |
| Legal Lot Number | 75.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11302 |
Source: Monroe County and Webster Town records · APN WEB-0000209
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 HOBSONS CHOICE, WEBSTER, NY 14580-8418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Apr 18, 2024 | Intrafamily Transfer, Transfer FLOWER CITY ABS INC, FLOWER CITY ABSTRACT INC |
| Feb 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 15, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on Record |
| Deed Sale | Feb 19, 2020 · Amount on Record |
| Prior Sale | Apr 13, 2015 · Amount on Record |
| Deed Document Number | 20201029 |
| Deed Book / Page | 12312 / 382 |
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 0000001506 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 415 HOBSONS CHOICE, WEBSTER, NY 14580-8418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO UPST |
| Name | Verified Name |
|---|---|
| Address | 415 HOBSONS CHOICE, WEBSTER, NY 14580-8418 |
| Document Number | 202603370590 |
|---|---|
| Date | Jan 02, 2026 |
| Book Page | 31227/241 |
| Instrument | 202603370590 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Apr 18, 2024 |
| Property Address | 415 HOBSONS CHOICE, WEBSTER, NY 14580-8418 |
| Document Number | 0000001506 |
| Book / Page | 12946 / 245 |
| Map Reference | LB 248 PG 40&41 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 202404181506 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | FLOWER CITY ABS INC, FLOWER CITY ABSTRACT INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 HOBSONS CHOICE, WEBSTER, NY 14580-8418 |
| Name | Verified Name |
|---|---|
| Address | 415 HOBSONS CHOICE, WEBSTER, NY 14580-8418 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Feb 19, 2020 |
| Property Address | 415 HOBSONS CHOICE, WEBSTER, NY 14580-8418 |
| Document Number | 0000001029 |
| Book / Page | 12312 / 382 |
| Map Reference | LB 248 PG 40&41 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 202002191029 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 HOBSONS CHOICE, 415, WEBSTER, NY 14580-8418 |
| Name | Verified Name |
|---|---|
| Address | 415 HOBSONS CHOICE, WEBSTER, NY 14580-8418 |
| Document Number | 0000001030 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 202002191030 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 415 HOBSONS CHOICE, WEBSTER, NY 14580-8418 |
| Document Number | 0000000266 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 415 HOBSONS CHOICE WEBSTER NY 145808418, WEBSTER, NY 14580-8418 |
| Document Number | 0000000266 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 027967/000147 |
| Instrument | 266 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Webster Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,501.00 (+2.15%) | $286,800 (-) Land $35,300 Building $251,500 | $597,500 (+20.83%) Land $73,542 Building $523,958 |
| 2023 | $286,800 (-) Land $35,300 Building $251,500 | $494,500 (+10.35%) Land $60,864 Building $433,636 | |
| 2022 | $286,800 Land $35,300 Building $251,500 | $448,100 Land $55,153 Building $392,947 | |
| 2021 | $13,217.00 |
Source: FEMA National Flood Hazard Layer as of May 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2009 · river or lake flooding |
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 74 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCWA public/private · serves 525,262 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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