Okaloosa County property record for 418 Evans Rd, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,951 sqft · built 1991 |
| Lot Size | 0.237 acres (10,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Nov 2023) |
| Tax Bill | $3,825 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-6683-9 |
| Primary APN | C56-000-594-6683-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,951 sqft Living Area |
| Gross Area | 3,181 sqft |
| 1st Floor Area | 1,951 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,333 sqft (0.237 acres) |
| Lot Width | 85 ft Width |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 102 sqft |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 418 EVANS RD |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER EST LOT 4 BLK A |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | LANCASTER EST |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21002 |
Source: Okaloosa County assessment roll, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 EVANS RD, NICEVILLE, FL 32578-4504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 20, 2023 | Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP |
| Oct 29, 2020 | Warranty Deed, Transfer · VA Mortgage CITIZENS BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on Record |
| Deed Sale | Nov 20, 2023 · Amount on Record |
| Prior Sale | Oct 29, 2020 · Amount on Record |
| Deed Document Number | 20233658378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 20, 2023 |
| Property Address | 418 EVANS RD, NICEVILLE, FL 32578-4504 |
| Document Number | 0003658378 |
| Map Reference | MB 6 PG 11 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 3658378 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 CHRISTMAN DR, SPRINGBORO, OH 45066-9065 |
| Name | Verified Name |
|---|---|
| Address | 418 EVANS RD, NICEVILLE, FL 32578-4504 |
| Document Number | 0003658379 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 3658379 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 29, 2020 |
| Property Address | 418 EVANS RD, NICEVILLE, FL 32578-4504 |
| Document Number | 0035014884 |
| Book / Page | 003501 / 004884 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 3403069 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | BRADLEY TITLE CORPORATION, BRADLEY TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 669 N KNIGHT DR EDWARDS CA 935232737, EDWARDS, CA 93523-2737 |
| Document Number | 35014885 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 003501/004885 |
| Instrument | 3403070 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2050 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,825.00 (+35.06%) | $363,536 (+31.49%) | $364,989 (+3.91%) Land $64,350 Building $300,639 |
| 2023 | $2,832.00 (+2.57%) Homeowner's exemption | $276,476 (+3%) | $351,260 (+6.28%) Land $54,316 Building $296,944 |
| 2022 | $2,761.00 Homeowner's exemption | $268,423 | $330,509 Land $51,729 Building $278,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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