414 Evans Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 414 Evans Rd, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,811 sqft · built 1992
Lot Size	0.23 acres (10,057 sqft)
Owner	Individual Name on File
Last Sale	$467,000 (Oct 2022)
Tax Bill	$2,715 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-6681-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-6681-3`
Alternative APN	`15-1S-22-1465-000A-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,811 sqft Heated Area
Gross Area	2,618 sqft
1st Floor Area	1,811 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,057 sqft (0.23 acres)
Lot Width	76 ft Width
Garage Type	Finished
Garage Area	441 sqft
Porch	Open Porch
Porch Area	126 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	414 EVANS RD
City	NICEVILLE
State	FL
Zip	32578-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER EST LOT 2 BLK A
Legal Range	22
Legal Township	01S
Legal Section	15
Legal Subdivision	LANCASTER ESTATES
Legal Block	A
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3011
Census Tract	21002

Owner

414 Evans Rd is owned and occupied by an individual who bought it in October 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	414 EVANS RD, NICEVILLE, FL 32578-4504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on File
Deed Sale	Oct 18, 2022 · Amount on File
Prior Sale	Aug 7, 2013 · Amount on File
Deed Document Number	3585468
Deed Book / Page	3647 / 2821
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 18, 2022
Property Address	414 EVANS RD, NICEVILLE, FL 32578-4504
Document Number	0036472821
Book / Page	3647 / 2821
Map Reference	MB 6 PG 11
Instrument Date	Oct 14, 2022
Instrument	3585468
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,269.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 W LAYDON WAY, 147, POQUOSON, VA 23662-2160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 EVANS RD, NICEVILLE, FL 32578-4504
Investor	Possibly a Property Investor

Mortgage

Document Number	0036472823
Date	Oct 18, 2022
Instrument	3647/2823

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 414 Evans Rd was $2,715 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,715.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$274,380	$337,535 Land $64,350 Building $273,185
2023	$2,563.00 (+36.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$258,881 (+32.61%)	$328,606 (+6.26%) Land $54,316 Building $274,290
2022	$1,882.00 Homeowner's exemption	$195,219	$309,241 Land $51,729 Building $257,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 Evans Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 units insured incl. 60 condo units
Nearby Flood Claims	89 (1994–2020)
Claims Outside the SFHA	20 of 89
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 49 claims Hurricane Georges, Sep 1998 · 15 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Evans Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20