410 Evans Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 410 Evans Rd, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,692 sqft · built 1990
Lot Size	0.208 acres (9,063 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Dec 2024)
Tax Bill	$2,569 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-6584-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-6584-9`
Alternative APN	`15-1S-22-0000-0002-0050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,692 sqft Heated Area
Gross Area	2,304 sqft
1st Floor Area	1,212 sqft
Upper Floors Area	480 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1990
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	9,063 sqft (0.208 acres)
Lot Width	66 ft Width
Garage Type	Finished
Garage Area	456 sqft
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	410 EVANS RD
City	NICEVILLE
State	FL
Zip	32578-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR LOT 1 BLK A LANCASTER EST E140 FT S66 FT W138 FT N66 FT TO POB
Legal Range	22
Legal Township	01S
Legal Section	15
Legal Subdivision	LANCASTER ESTATES
Legal Block	A
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3011
Census Tract	21002

Owner

410 Evans Rd is owned and occupied by an individual who bought it in December 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	410 EVANS RD, NICEVILLE, FL 32578-4504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on File
Deed Sale	Dec 11, 2024 · Amount on File
Prior Sale	Mar 3, 2015 · Amount on File
Deed Document Number	3727311
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	410 EVANS RD, NICEVILLE, FL 32578-4504
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 EVANS RD, NICEVILLE, FL 32578-4504

Mortgage

Document Number	0003773158
Date	Sep 15, 2025
Instrument	3773158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 410 Evans Rd was $2,569 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,569.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$261,957 Land $64,350 Building $197,607	$261,957 Land $64,350 Building $197,607
2023	$1,417.00 (+2.98%) Homeowner's exemption	$157,637 (+3%)	$251,702 (+6.16%) Land $54,316 Building $197,386
2022	$1,376.00 Homeowner's exemption	$153,046	$237,094 Land $51,729 Building $185,365

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 410 Evans Rd in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 units insured incl. 60 condo units
Nearby Flood Claims	89 (1994–2020)
Claims Outside the SFHA	20 of 89
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 49 claims Hurricane Georges, Sep 1998 · 15 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Evans Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20