Schenectady County and Schenectady City property record for 418 Eleventh St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft · built 1900 |
| Lot Size | 0.139 acres (6,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Aug 2026) |
| Tax Bill | $4,583 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.58-2-19 |
| Primary APN | 421500 48.58-2-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,075 sqft (0.139 acres) |
| Lot Dimensions | 135 ft deep x 45 ft wide |
| Porch | Porch |
| Porch Area | 128 sqft |
| Canopy | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 418 ELEVENTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1 WOOD & POOL |
| Legal Block | 2 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21200 |
418 Eleventh St is owned by two individuals who bought it in August 2026.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 814 PENNSYLVANIA AVE, SCHENECTADY, NY 12303-1432 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | Mar 17, 2004 · Amount on File |
| Deed Document Number | 202617965 |
| Deed Book / Page | 2177 / 557 |
| Prior Transfer Date | Feb 7, 2003 |
| Prior Transfer Doc | 1644000317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 12, 2026 |
| Property Address | 418 ELEVENTH ST, SCHENECTADY, NY 12306-3104 |
| Document Number | 0000017965 |
| Book / Page | 2177 / 557 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202617965 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103,020.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 814 PENNSYLVANIA AVE, SCHENECTADY, NY 12303-1432 |
| Document Number | 0000017966, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 202617966 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 13, 2021 |
| Property Address | 418 ELEVENTH ST, SCHENECTADY, NY 12306-3104 |
| Document Number | 0000045021 |
| Book / Page | 2067 / 62 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 202145021 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | LEGACY TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 418 ELEVENTH ST, 418, SCHENECTADY, NY 12306-3104 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1305 BELMONT AVE, SCHENECTADY, NY 12308-2105 |
| Document Number | 0000045022 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 202145022 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 418 Eleventh St was $4,583, up 2.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,583.00 (+2.44%) | ||
| 2025 | $4,474.00 | $86,000 Land $12,900 Building $73,100 | $142,408 Land $21,361 Building $121,047 |
| 2023 | $86,000 (-) Land $12,900 Building $73,100 | $108,861 (+3.8%) Land $16,329 Building $92,532 | |
| 2022 | $86,000 Land $12,900 Building $73,100 | $104,878 Land $15,732 Building $89,146 | |
| 2021 | $3,637.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 418 Eleventh St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 418 Eleventh St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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