Schenectady County and Schenectady City property record for 409 Eleventh St, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,420 sqft · built 1940 |
| Lot Size | 0.16 acres (6,975 sqft) |
| Owner | Company Name on File |
| Last Sale | $122,500 (Jun 2026) |
| Tax Bill | $5,809 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Feb 2026 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.58-3-11 |
| Primary APN | 421500 48.58-3-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Total Area |
| 1st Floor Area | 1,020 sqft |
| Upper Floors Area | 400 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 6,975 sqft (0.16 acres) |
| Lot Dimensions | 155 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 290 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 ELEVENTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3103 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PART OF 1 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21200 |
409 Eleventh St, a duplex, is owned by a company that bought it in June 2026 and is owner-occupied.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 149 FIELDSTONE DR, SCHENECTADY, NY 12304-5413 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 18, 2026 | Referee's Deed, Foreclosure LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Feb 9, 2017 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Feb 18, 2026 · Amount on File |
| Deed Document Number | 202614550 |
| Deed Book / Page | 2174 / 623 |
| Prior Transfer Date | Jan 30, 2026 |
| Prior Transfer Doc | 0000003258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 26, 2026 |
| Property Address | 409 ELEVENTH ST, SCHENECTADY, NY 12306-3103 |
| Document Number | 0000014550 |
| Book / Page | 2174 / 623 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202614550 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $49,490.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 149 FIELDSTONE DR, SCHENECTADY, NY 12304-5413 |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 18, 2026 |
| Property Address | 409 ELEVENTH ST, SCHENECTADY, NY 12306-3103 |
| Document Number | 0000003258 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 202603258 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 21, 2026 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $508.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 HOMESTEAD RD, SCARSDALE, NY 10583-5810 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 409 ELEVENTH ST, SCHENECTADY, NY 12306-3103 |
| Document Number | 0000033878 |
| Instrument Date | Feb 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 409 ELEVENTH ST SCHENECTADY NY 123063103, SCHENECTADY, NY 12306-3103 |
| Document Number | 0000033878 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 004776/000430 |
| Instrument | 33878 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 27, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2026 property tax bill for 409 Eleventh St was $5,809 with a homeowner's exemption, up 4.5% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,809.00 (+4.48%) Homeowner's exemption | ||
| 2025 | $5,560.00 | $103,100 Land $15,500 Building $87,600 | $170,724 Land $25,667 Building $145,057 |
| 2023 | $103,100 (-) Land $15,500 Building $87,600 | $130,506 (+3.8%) Land $19,620 Building $110,886 | |
| 2022 | $103,100 Land $15,500 Building $87,600 | $125,732 Land $18,902 Building $106,830 | |
| 2021 | $5,012.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Eleventh St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 409 Eleventh St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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