413 Eleventh St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 413 Eleventh St, Schenectady, NY 12306

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,995 sqft · built 1987
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on File
Tax Bill$7,396 (2026)
Deeds & MortgagesJan 2023 Sale
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APN421500 48.58-3-12.1

Property Details

APN / Parcel Number

Primary APN421500 48.58-3-12.1
Alternative APN
  • 150004805800030120010000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,995 sqft Total Area
1st Floor Area980 sqft
2nd Floor Area1,015 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide

Exterior Amenities

PorchSlab
Porch Area184 sqft
Patio Area160 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address413 ELEVENTH ST
CitySCHENECTADY
StateNY
Zip12306-3103
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal DescriptionP/O 2 WOOD
Legal Block3
Legal Lot Number12.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2007
Census Tract21200

Owner

413 Eleventh St, a duplex, is owned by a company that acquired it in August 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address1091 MCKINLEY AVE, SCHENECTADY, NY 12303-2530
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Deed, Transfer
Jan 24, 2023Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 9, 2023
Transfer Doc0000047958
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJan 24, 2023
Property Address413 ELEVENTH ST, SCHENECTADY, NY 12306-3103
Document Number0000004291
Book / Page2101 / 351
Map ReferenceCAB B-28
Instrument DateJan 11, 2023
Instrument202304291
Transaction TypeTransfer
Record UpdatedFeb 3, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1091 MCKINLEY AVE, SCHENECTADY, NY 12303-2530

Transferred To (Grantee/Buyer)

NameVerified Name
Address1091 MCKINLEY AVE, SCHENECTADY, NY 12303-2530

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJan 24, 2023
Property Address413 ELEVENTH ST, SCHENECTADY, NY 12306-3103
Document Number0000004291
Book / Page2101 / 351
Map ReferenceCAB B-28
Instrument DateJan 11, 2023
Instrument202304291
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1091 MCKINLEY AVE, SCHENECTADY, NY 12303-2530

Transferred To (Grantee/Buyer)

NameVerified Name
Address1091 MCKINLEY AVE, SCHENECTADY, NY 12303-2530

Tax Assessment & Valuation

The 2026 property tax bill for 413 Eleventh St was $7,396, up 2.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,396.00 (+2.84%)
2025$7,192.00$124,500 (-) Land $18,700 Building $105,800$206,160 (+13.35%) Land $30,965 Building $175,195
2024$124,500 (-) Land $18,700 Building $105,800$181,885 (+15.41%) Land $27,319 Building $154,566
2023$124,500 (-) Land $18,700 Building $105,800$157,595 (+3.8%) Land $23,671 Building $133,924
2022$124,500 Land $18,700 Building $105,800$151,829 Land $22,805 Building $129,024
2021$6,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Eleventh St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 Eleventh St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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