Eaton County property record for 418 Division St, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,228 sqft · built 1915 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jun 2026) |
| Tax Bill | $1,764 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30007160115000 |
| Primary APN | 30007160115000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 148 ft deep x 64.6 ft wide |
| Garage Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 418 DIVISION ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRD |
| Legal Description | COM ON N LINE OF DIVISION ST 119.25 FEET W OF W LINE NYC RR R/W,W 64.55 FEET, N 9 RODS, E 64.55 FEET, S 9 RODS TO BEG. BLOCK 1, NORTH ADDITION CITY OF EATON RAPIDS |
| Legal Subdivision | NORTH ADDITION |
| Legal Block | 1 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21301 |
418 Division St is owned and occupied by two individuals who bought it in June 2026.
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2660 CARLISLE HWY, CHARLOTTE, MI 48813-8504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION |
| Sep 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Sep 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Sep 19, 2017 · Amount on File |
| Deed Document Number | 2026453 |
| Deed Book / Page | 3198 / 394 |
| Prior Transfer Date | Mar 18, 2010 |
| Prior Transfer Doc | 2274/0741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jun 26, 2026 |
| Property Address | 418 DIVISION ST, EATON RAPIDS, MI 48827-1022 |
| Document Number | 0000000453 |
| Book / Page | 3198 / 394 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 2026453 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | MAIN STREET TITLE AND ESCROW, MAIN STREET ESCROW & TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130,290.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2660 CARLISLE HWY, CHARLOTTE, MI 48813-8504 |
| Document Number | 0000000454, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 2026454 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000000455, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 3198/410 |
| Instrument | 2026455 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Sep 19, 2017 |
| Property Address | 418 DIVISION ST, EATON RAPIDS, MI 48827-1022 |
| Document Number | 2699/0470 |
| Book / Page | 2699 / 0470 |
| Map Reference | LB1 PG78A |
| Instrument Date | Sep 11, 2017 |
| Instrument | 2699-0470 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5867 HOUSTON RD, 5867, EATON RAPIDS, MI 48827-8500 |
| Name | Verified Name |
|---|---|
| Address | 1665 E CLINTON TRL, CHARLOTTE, MI 48813-9334 |
| Document Number | 26990473 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2699-0473 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Sep 19, 2017 |
| Property Address | 418 DIVISION ST, EATON RAPIDS, MI 48827-1022 |
| Document Number | 2699/0470 |
| Book / Page | 2699 / 0470 |
| Map Reference | LB1 PG78A |
| Instrument Date | Sep 11, 2017 |
| Instrument | 2699-0470 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5867 HOUSTON RD, 5867, EATON RAPIDS, MI 48827-8500 |
| Name | Verified Name |
|---|---|
| Address | 1665 E CLINTON TRL, CHARLOTTE, MI 48813-9334 |
| Document Number | 26990473 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2699-0473 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 418 Division St was $1,764 with a homeowner's exemption, down 31% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,100 (+2.89%) | $136,201 (-) Land $29,167 Building $107,034 | |
| 2025 | $1,764.00 (-31.04%) | $69,100 | $136,201 Land $29,167 Building $107,034 |
| 2024 | $2,558.00 | ||
| 2023 | $57,100 | $114,200 | |
| 2022 | $2,415.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 418 Division St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 418 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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