Eaton County property record for 414 Division St, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1920 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,100 (Feb 2026) |
| Tax Bill | $1,837 (2025) |
| Deeds & Mortgages | Nov 2005 Line of Credit Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30007160114700 |
| Primary APN | 30007160114700 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 760 sqft |
| Unfinished Basement | 760 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 104 ft deep x 74 ft wide |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 414 DIVISION ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRD |
| Legal Description | COM ON N LINE DIVISION STREET 45.25 FT W OF W LINE R.R. R/W, W 74 FT, N 148.5 FT, E 60.25 FT, S 89 FT E 13.5 FT, S 59.5 FT TO |
| Legal Subdivision | NORTH ADD |
| Legal Block | 1 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21301 |
414 Division St is owned and occupied by an individual who bought it in February 2026.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 DIVISION ST, EATON RAPIDS, MI 48827-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2005 | Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS INC |
| Feb 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Feb 2, 2026 | Warranty Deed, Transfer UNKNOWN, GREATER LANSING T&E |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on File |
| Deed Sale | Feb 2, 2026 · Amount on File |
| Prior Sale | Feb 2, 2026 · Amount on File |
| Deed Book / Page | 3176 / 54 |
| Prior Transfer Date | Mar 26, 2014 |
| Prior Transfer Doc | 2511/0241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 414 DIVISION ST, EATON RAPIDS, MI 48827-1022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 01986/0015 |
|---|---|
| Date | Nov 10, 2005 |
| Book Page | 1986/0015 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | 20555 VICTOR PKWY, LIVONIA, MI 48152 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 9, 2015 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Feb 2, 2026 |
| Property Address | 414 DIVISION ST, EATON RAPIDS, MI 48827-1022 |
| Document Number | 0003176/54 |
| Book / Page | 3176 / 54 |
| Map Reference | LB 1 PG 78A |
| Instrument Date | Jan 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | UNKNOWN, GREATER LANSING T&E |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,053.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 DIVISION ST, EATON RAPIDS, MI 48827-1022 |
| Name | Verified Name |
|---|---|
| Address | 414 DIVISION ST, EATON RAPIDS, MI 48827-1022 |
| Document Number | 0000317657 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 3176/57 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Feb 2, 2026 |
| Property Address | 414 DIVISION ST, EATON RAPIDS, MI 48827-1022 |
| Document Number | 0003176/51 |
| Book / Page | 3176 / 51 |
| Map Reference | LB 1 PG 78A |
| Instrument Date | Dec 3, 2003 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | UNKNOWN, GREATER LANSING T&E |
| Amount | Amount on Record |
|---|---|
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2404 S SMITH RD, EATON RAPIDS, MI 48827-9359 |
| Name | Verified Name |
|---|---|
| Address | 414 DIVISION ST, EATON RAPIDS, MI 48827-1022 |
The 2025 property tax bill for 414 Division St was $1,837 with a homeowner's exemption, down 0.1% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,800 (+4.28%) | $124,470 (-) Land $27,810 Building $96,660 | |
| 2025 | $1,837.00 (-0.05%) Homeowner's exemption | $63,100 | $124,470 Land $27,810 Building $96,660 |
| 2024 | $1,838.00 | ||
| 2023 | $52,100 | $104,200 | |
| 2022 | $1,768.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 414 Division St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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