405 Division St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 405 Division St, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 1890
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$52,500 (Sep 2019)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Sep 2019 Sale Aug 2016 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30007160306000`

Property Details

APN / Parcel Number

Primary APN	`30007160306000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	616 sqft Living Area
1st Floor Area	352 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	70 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 DIVISION ST
City	EATON RAPIDS
State	MI
Zip	48827-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MFRD
Legal Description	E 30 FEET OF W 39 FEET OF LOT 6. BLOCK 3. NORTH ADDITION CITY OF EATON RAPIDS DDA EXPANSION DISTRICT
Legal Subdivision	NORTH ADDITION
Legal Block	3
Legal Lot Number	6
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	1
Census Block	1023
Census Tract	21301

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	131 S MAIN ST, EATON RAPIDS, MI 48827-1229
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Warranty Deed, Transfer
Aug 29, 2016	Intrafamily Transfer, Transfer · ARM HOMESTEAD SAVINGS BANK
Nov 5, 2015	Warranty Deed, Transfer BILL TITLE COMPANY, BELL TITLE COMPANY
Jun 12, 2015	Intrafamily Transfer, Transfer
Jul 21, 2014	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Aug 29, 2016 · Amount on Record
Deed Book / Page	2805 / 513
Prior Transfer Date	Jun 9, 2015
Prior Transfer Doc	2573/1039
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 30, 2019
Property Address	405 DIVISION ST, EATON RAPIDS, MI 48827-1021
Document Number	02805/0513
Book / Page	2805 / 0513
Instrument Date	Sep 16, 2019
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Tax	$451.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1165 N MICHIGAN RD, EATON RAPIDS, MI 48827-9225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 S MAIN ST, EATON RAPIDS, MI 48827-1229

August 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Aug 29, 2016
Property Address	405 DIVISION ST, EATON RAPIDS, MI 48827-1021
Document Number	02637/1260
Book / Page	2637 / 1260
Map Reference	LB1 PG78A&78B
Instrument Date	Aug 29, 2016
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5960 IGNNEVILLE RD, EATON RAPIDS, MI 48827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5960 KINNEVILLE RD, EATON RAPIDS, MI 48827-9631

Mortgage

Document Number	0026371261
Date	Aug 29, 2016
Instrument	2637/1261

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	6.99%
Index	1-Year CMT
Max Rate	10.9%

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Nov 5, 2015
Property Address	405 DIVISION ST, EATON RAPIDS, MI 48827-1021
Document Number	02595/0500
Book / Page	2595 / 0500
Instrument Date	Oct 30, 2015
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	BILL TITLE COMPANY, BELL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$253.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 DIVISION ST, EATON RAPIDS, MI 48827-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5960 KINNEVILLE RD, EATON RAPIDS, MI 48827-9631

June 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jun 12, 2015
Property Address	405 DIVISION ST, EATON RAPIDS, MI 48827-1021
Document Number	02573/1039
Book / Page	2573 / 1039
Instrument Date	Jun 9, 2015
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 W PLAIN ST, EATON RAPIDS, MI 48827-1442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 W PLAIN ST, EATON RAPIDS, MI 48827-1442

July 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jul 21, 2014
Property Address	405 DIVISION ST, EATON RAPIDS, MI 48827-1021
Document Number	02527/0487
Book / Page	2527 / 0487
Instrument Date	Jul 17, 2014
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DIVISION ST, EATON RAPIDS, MI 48827-1021

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Eaton Rapids City
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,100 (+2.93%)	$67,232 (-) Land $17,256 Building $49,976
2025	$1,432.00 (+0.92%)	$34,100 (+21.35%)	$67,232 (+19.63%) Land $17,256 Building $49,976
2024	$1,419.00 (+5.35%)
2023		$28,100	$56,200
2022	$1,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.46 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

405 Division St, Eaton Rapids, MI 48827 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2016: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2015: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2015: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2014: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Division St

Nearby Streets

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