418 Cross Dr, Temple, TX 76502 Property Records

Bell County property record for 418 Cross Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,689 sqft · built 2017
Lot Size	0.151 acres (6,595 sqft)
Owner	Individual Name on Record
Tax Bill	$7,083 (2023)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0139891076`

Property Details

APN / Parcel Number

Primary APN	`0139891076`
Alternative APNs	`475413` `840387`

Interior

Stories	1 Story
Building Area	1,689 sqft Living Area
Gross Area	1,690 sqft
1st Floor Area	1,689 sqft

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	6,595 sqft (0.151 acres)
Lot Dimensions	118 ft deep x 56 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	175 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	840387
Street Address	418 CROSS DR
City	TEMPLE
State	TX
Zip	76502-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNDHAM HILL ADDITION PHASE VI, BLOCK 011, LOT 0032
Legal Subdivision	WYNDHAM HILL ADDITION PHASE VI
Legal Block	11
Legal Lot Number	32
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1056
Census Tract	21305

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 CROSS DR, TEMPLE, TX 76502-4424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018
Deed Sale	Mar 2, 2018
Deed Document Number	2018-00008377
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	418 CROSS DR, TEMPLE, TX 76502-4424
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	NOT AVAILABLE, CLOSING USA OF DELAWARE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039672
Date	Sep 5, 2023
Instrument	2023039672

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	418 CROSS DR, TEMPLE, TX 76502-4424
Transaction Type	Mortgage
Record Updated	Nov 29, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075741
Date	Nov 18, 2021
Instrument	2021075741

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,083.00 (+9.71%)	$306,322 Land $40,000 Building $266,322	$306,322 Land $40,000 Building $266,322
2022	$6,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T, SOS Communications.

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