Bell County property record for 425 Cross Dr, Temple, TX 76502 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2019 |
| Square Footage | 1,709 sqft Living Area |
| Lot Size | 7,275 sqft (0.167 acres) |
| Garage | 441 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,222.00 (2023) |
Source: Bell County records · APN 0139891097
Assessment roll updated August 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 425 CROSS DR, TEMPLE, TX 76502-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 18, 2024 | Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA |
| Aug 29, 2019 | Vendor's Lien, Subdivision Related Transfer · Adjustable Rate Mortgage (ARM) CENTRAL NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2024 |
| Deed Sale | Apr 18, 2024 |
| Prior Sale | Aug 29, 2019 |
| Deed Doc Number | 2024016210 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 18, 2024 |
| Property Address | 425 CROSS DR, TEMPLE, TX 76502-4424 |
| Document Number | 0000016210 |
| Map Reference | PL 1 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 2024016210 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2024 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 CROSS DR, TEMPLE, TX 76502-4424 |
| Name | Verified Name |
|---|---|
| Address | 425 CROSS DR, TEMPLE, TX 76502-4424 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016211 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 2024016211 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 05, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 29, 2019 |
| Property Address | 425 CROSS DR, TEMPLE, TX 76502-4424 |
| Document Number | 0000039204 |
| Map Reference | PL 1 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 2019-00039204 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | MONTEITH ABSTRACT AND TTL CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7462 W ADAMS AVE, 7462, TEMPLE, TX 76502-5558 |
| Name | Verified Name |
|---|---|
| Address | 425 CROSS DR, TEMPLE, TX 76502-4424 |
| Document Number | 0000039205 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 2019-00039205 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Special Notes | Lender is also the Seller |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.95% |
| Index | 5-Year CMT |
| Max Rate | 9.95% |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Academy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,222.00 (-10.91%) Homeowner's exemption | $311,589 Land $40,000 Building $271,589 | $311,589 Land $40,000 Building $271,589 |
| 2022 | $4,739.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0139891097 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,709 sqft Living Area |
|---|---|
| 1st Floor | 1,709 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Lot Area | 7,275 sqft (0.167 acres) |
| Depth X Width | 122 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 441 sqft Garage |
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Porch | Open Porch |
| Porch Area | 235 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 864364 |
|---|---|
| Street Address | 425 CROSS DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502-4424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WYNDHAM HILL ADDITION PHASE VI, BLOCK 012, LOT 0007 |
| Legal Subdivision | WYNDHAM HILL ADDITION PHASE VI |
| Legal Block | 12 |
| Legal Lot Number | 7 |
| Jurisdiction | BELL TX |
| Minor Civil Division | TEMPLE |
| Census Blockgroup | 1 |
| Census Block | 1070 |
| Census Tract | 21305 |
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