Bell County property record for 409 Cross Dr, Temple, TX 76502 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2017 |
| Square Footage | 2,057 sqft Living Area |
| Lot Size | 6,675 sqft (0.153 acres) |
| Garage | 399 sqft |
| Last Sale | $299,250 (2022) |
| Tax Bill | $7,793.00 (2025) |
| Primary APN | 0139891085 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,057 sqft Living Area |
|---|---|
| 1st Floor | 2,057 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,675 sqft (0.153 acres) |
| Depth X Width | 118 ft x 56 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 399 sqft Garage |
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Porch | Open Porch |
| Porch Area | 248 sqft Porch |
| Street Address | 409 CROSS DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-4424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WYNDHAM HILL ADDITION PHASE VI, BLOCK 012, LOT 0003 |
| Legal Subdivision | WYNDHAM HILL ADDITION PHASE VI |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | BELL TX |
| Minor Civil Division | TEMPLE |
| Census Blockgroup | 1 |
| Census Block | 1070 |
| Census Tract | 21305 |
Source: Bell County records · APN 0139891085
Assessment roll updated February 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 LUNA VISTA DR, THE HILLS, TX 78738-1331 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 01, 2022 | Vendor's Lien, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 14, 2018 | Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2022 · Amount on Record |
| Deed Sale | Feb 01, 2022 · Amount on Record |
| Prior Sale | Feb 14, 2018 · Amount on Record |
| Deed Doc Number | 20226493 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 01, 2022 |
| Property Address | 409 CROSS DR, TEMPLE, TX 76502-4424 |
| Document Number | 0000006493 |
| Map Reference | DOC 2017-1 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022006493 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 LUNA VISTA DR, THE HILLS, TX 78738-1331 |
| Document Number | 0000006494 |
|---|---|
| Date | Feb 01, 2022 |
| Instrument | 2022006494 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 14, 2018 |
| Property Address | 409 CROSS DR, TEMPLE, TX 76502-4424 |
| Document Number | 0000006049 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 2018-00006049 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | CENTRULARD TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539 |
| Name | Verified Name |
|---|---|
| Address | 409 CROSS, TEMPLE, TX 76502-4424 |
| Document Number | 0000006050 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 2018-00006050 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Academy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,793.00 (+5.65%) | $314,385 (-1.44%) Land $40,000 Building $274,385 | $314,385 (-1.44%) Land $40,000 Building $274,385 |
| 2023 | $7,376.00 (+1.36%) | $318,979 Land $40,000 Building $278,979 | $318,979 Land $40,000 Building $278,979 |
| 2022 | $7,277.00 |
409 Cross Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bell County (48027C), updated September 15, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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