418 Cottage St, Adel, IA 50003 Property Records

Dallas County property record for 418 Cottage St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1949
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$60,000 (Sep 2014)
Tax Bill	$1,712 (2024)
Deeds & Mortgages	Jan 2018 Line of Credit Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000001132208005`

Property Details

APN / Parcel Number

Primary APN	`000001132208005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	66 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	418 COTTAGE ST
City	ADEL
State	IA
Zip	50003-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENE ADD S1/2 LOT 1 BLK 21
Legal Range	27
Legal Township	79
Legal Section	32
Legal Subdivision	GREENE ADD
Legal Block	21
Legal Lot Number	1
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	1
Census Block	1003
Census Tract	50700

Owner

418 Cottage St is owned by a company that acquired it in December 2017.

Source: Dallas County records, as of October 8, 2025

Owner of Record	Company Name on File
Mailing Address	24530 215TH ST, DALLAS CENTER, IA 50063-8372
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2018	Deed of Trust, Mortgage · Line of Credit FREEDOM FIN'L BK
Dec 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2014 · Amount on File
Deed Sale	Sep 22, 2014 · Amount on File
Deed Document Number	0000012595
Last Transfer Date	Dec 13, 2017
Transfer Doc	0000024301
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	418 COTTAGE ST, ADEL, IA 50003-2104
Document Number	0000001153
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24530 215TH ST DALLAS CENTER IA 500638372, DALLAS CENTER, IA 50063-8372

Mortgage

Document Number	0000001153
Date	Jan 22, 2018
Instrument	1153

Lender

Name	FREEDOM FIN'L BK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DALLAS IA
Recording Date	Dec 13, 2017
Property Address	418 COTTAGE ST, ADEL, IA 50003-2104
Document Number	0000024301
Instrument Date	Dec 12, 2017
Instrument	24301
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24530 215TH ST DALLAS CENTER IA 500638372, DALLAS CENTER, IA 50063-8372

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,950 Land $19,920 Building $86,030	$105,950 Land $19,920 Building $86,030
2024	$1,712.00
2023		$99,130 Land $16,400 Building $82,730	$99,130 Land $16,400 Building $82,730
2022	$1,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Cottage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1991–2010)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Cottage St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Minburn Communications, Verizon.

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