Dallas County property record for 407 Cottage St, Adel, IA 50003 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1918 |
| Lot Size | 0.551 acres (24,024 sqft) |
| Owner | Company Name on File |
| Last Sale | $94,875 (Apr 2018) |
| Tax Bill | $2,340 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000001132227002 |
| Primary APN | 000001132227002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1918 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 24,024 sqft (0.551 acres) |
| Lot Dimensions | 182 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 155 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 407 COTTAGE ST |
|---|---|
| City | ADEL |
| State | IA |
| Zip | 50003-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W131.5' E238.5' N181.5' N 1/2 NE LYING S OF COTTAGE ST & W OF ROAD |
| Legal Range | 27 |
| Legal Township | 79 |
| Legal Section | 32 |
| Legal Subdivision | GREENES ADD |
| Jurisdiction | DALLAS IA |
| Township / Civil Division | ADEL |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 50700 |
Source: Dallas County records · APN 000001132227002
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 13880 LAKEVIEW DR, CLIVE, IA 50325-8846 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY CU |
| Apr 10, 2018 | Warranty Deed, Transfer · Conventional with PMI LINCOLN SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on Record |
| Deed Sale | Apr 10, 2018 · Amount on Record |
| Prior Sale | Jun 15, 2022 · Amount on Record |
| Deed Document Number | 0000005736 |
| Last Transfer Date | Apr 19, 2024 |
| Transfer Doc | 0202405389 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS IA |
| Property Address | 407 COTTAGE ST, ADEL, IA 50003-2105 |
| Document Number | 0000012810 |
| Instrument Date | Jun 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 407 COTTAGE ST ADEL IA 500032105, ADEL, IA 50003-2105 |
| Document Number | 0000012810 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 12810 |
| Name | AFFINITY CU |
|---|---|
| Address | DES MOINES, IA 50313 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 07, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS IA |
| Recording Date | Apr 10, 2018 |
| Property Address | 407 COTTAGE ST, ADEL, IA 50003-2105 |
| Document Number | 0000005736 |
| Instrument Date | Mar 30, 2016 |
| Instrument | 5736 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 COTTAGE ST ADEL IA 500032105, ADEL, IA 50003-2105 |
| Document Number | 5737 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 5737 |
| Name | LINCOLN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2048 |
Source: Dallas County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Adel City |
| County | Dallas County |
| Unified School District | Adel-De Soto-Minburn Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $150,250 (+10.79%) Land $61,710 Building $88,540 | $150,250 (+10.79%) Land $61,710 Building $88,540 | |
| 2024 | $2,340.00 (+12.61%) | ||
| 2023 | $135,620 Land $50,820 Building $84,800 | $135,620 Land $50,820 Building $84,800 | |
| 2022 | $2,078.00 |
Source: FEMA National Flood Hazard Layer, Dallas County (19049C), updated June 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190490507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 13 (1991–2010) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Aug 2010, river or lake flooding, Severe Storms, Flooding, And Tornadoes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Mediacom Communications, Verizon, Minburn Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures