416 Cottage St, Adel, IA 50003 Property Records

Dallas County property record for 416 Cottage St, Adel, IA 50003

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,020 sqft · built 1900
Lot Size1.37 acres (59,677 sqft)
OwnerCompany Name on Record
Tax Bill$2,626 (2024)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000001132226006

Property Details

APN / Parcel Number

Primary APN000001132226006

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,020 sqft Living Area
1st Floor Area520 sqft
Basement Area260 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Architectural StyleRanch
Exterior MaterialStone
Construction TypeWood Frame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area59,677 sqft (1.37 acres)
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area218 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address416 COTTAGE ST
CityADEL
StateIA
Zip50003-2104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENE ADD LOTS 2-7 & VAC E-W ALLEY BLK 21
Legal Range27
Legal Township79
Legal Section32
Legal SubdivisionGREENE ADD
Legal Block21
Legal Lot Number2-7 3
JurisdictionDALLAS IA
Township / Civil DivisionADEL
Census Block Group1
Census Block1003
Census Tract50700

Owner

Source: Dallas County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15055 WOODCREST DR, CLIVE, IA 50325-7847
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2019
Deed SaleFeb 26, 2019
Deed Document Number0201902597
Deed Book / Page2019 / 02597
Record UpdatedJun 8, 2026

October 2017: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionDALLAS IA
Recording DateOct 25, 2017
Property Address416 COTTAGE ST, ADEL, IA 50003-2104
Document Number0000021012
Instrument DateOct 24, 2017
Instrument21012
Transaction TypeTransfer
Record UpdatedNov 18, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15055 WOODCREST DR CLIVE IA 503257847, CLIVE, IA 50325-7847

Mortgage

Document Number0000021012
DateOct 25, 2017
Instrument21012
Lender
NameCHARLES A & PATRICIA A MERICAL
Address915 COTTAGE ST, ADEL, IA 50003-2035
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term24 Months
DueOct 24, 2019
Interest
Rate10%

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAdel City
CountyDallas County
Unified School DistrictAdel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$155,120 (+1.99%) Land $62,310 Building $92,810$155,120 (+1.99%) Land $62,310 Building $92,810
2024$2,626.00 (-5.88%)
2023$152,100 Land $62,310 Building $89,790$152,100 Land $62,310 Building $89,790
2022$2,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims13 (1991–2010)
Claims Outside the SFHA5 of 13
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADEL MUNICIPAL WATER WORKS
serves 6,461 people · EPA ID IA2503003
Water SourceGroundwater
Last State InspectionFeb 2024
Also Mapped HereXENIA RWD (DES MOINES)
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: Minburn Communications, Verizon.

Nearby Properties on Cottage St

Nearby Streets

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