413 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 413 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,698 sqft · built 2000
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Mar 2009)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`596-08-00-077`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-077`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,698 sqft Living Area
Gross Area	5,574 sqft
1st Floor Area	2,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	178 ft deep x 120 ft wide

Exterior Amenities

Porch	Slab
Porch Area	628 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	413 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 4 BLOCK D
Legal Subdivision	RIVER STATION
Legal Block	D
Legal Lot Number	4
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1061
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage SOUTH ST BK
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2009 · Amount on Record
Deed Sale	Mar 6, 2009 · Amount on Record
Prior Sale	Dec 21, 1999 · Amount on Record
Deed Book / Page	39 / 341
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Aug 3, 2026
Property Address	413 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Document Number	0000048546
Book / Page	1407 / 52
Instrument Date	Jul 28, 2026
Instrument	202648546
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326

Mortgage

Document Number	0000048546,
Date	Aug 3, 2026
Book Page	1407/52
Instrument	202648546

Lender

Name	SOUTH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	413 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Document Number	0922/0383
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 COMMONWEALTH RD MOUNT PLEASANT SC 294668326, MOUNT PLEASANT, SC 29466-8326

Mortgage

Document Number	0922/0383
Date	Oct 5, 2020
Book Page	000922/000383

Lender

Name	SOUTH ST BK
Type	Bank
Address	N CHARLESTON, SC 29406

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	413 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Document Number	0752/0424
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 COMMONWEALTH RD MOUNT PLEASANT SC 294668326, MOUNT PLEASANT, SC 29466-8326

Mortgage

Document Number	0752/0424
Date	Oct 9, 2018
Book Page	000752/000424

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 8, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,493.00 (+12.1%)	$629,510 (+2,774.47%) Land $189,386 Building $440,124	$1,046,100 (+77.31%) Land $395,400 Building $650,700
2024	$2,224.00 (+9.02%)	$21,900 (-)
2022	$2,040.00	$21,900	$590,000 (-) Land $177,500 Building $412,500
2020			$590,000 Land $177,500 Building $412,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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