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418 Babbling Brook Ln, Locust, NC 28097 Property Records

Stanly County property record for 418 Babbling Brook Ln, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details2,064 sqft · built 2021
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Jun 2025)
Tax Bill$3,094 (2026)
Deeds & MortgagesJun 2025 Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN557601454365

Property Details

APN / Parcel Number

Primary APN557601454365
Alternative APNs
  • 1551889
  • 1525714
  • 140105

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,064 sqft Finished Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1551889
Street Address418 BABBLING BROOK LN
CityLOCUST
StateNC
Zip28097-0075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 418 BABBLING BROOK LN LOT 245 B 557601060
Legal SubdivisionWHISPERING HILLS PHASE 3
Legal Lot Number245
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3009
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address418 BABBLING BROOK LN, LOCUST, NC 28097-0075
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Apr 13, 2021Warranty Deed, Transfer
INDEPENDENCE TITLE GROUP LLC, INDEPENDENCE TITLE CO LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Deed Document Number2025478927
Deed Book / Page1887 / 952
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address418 BABBLING BROOK LN, LOCUST, NC 28097-0075
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000478928
DateJun 30, 2025
Book Page1887/955
Instrument478928
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateApr 13, 2021
Property Address418 BABBLING BROOK LN, LOCUST, NC 28097-0075
Document Number0000431582
Book / Page1738 / 1
Map ReferenceMB28 PG43-44 MAP1
Instrument DateApr 7, 2021
Instrument431582
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyINDEPENDENCE TITLE GROUP LLC, INDEPENDENCE TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$344.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name
Address2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,094.00$336,387 (-) Land $65,000 Building $271,387$336,387 (-) Land $65,000 Building $271,387
2025$3,094.00 (+16.23%)$336,387 (+37.7%) Land $65,000 Building $271,387$336,387 (+37.7%) Land $65,000 Building $271,387
2023$2,662.00$244,281 Land $55,000 Building $189,281$244,281 Land $55,000 Building $189,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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