Stanly County property record for 408 Babbling Brook Ln, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,376 sqft · built 2021 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $57,500 (Jul 2021) |
| Tax Bill | $3,455 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557601455213 |
| Primary APN | 557601455213 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1537200 |
|---|---|
| Street Address | 408 BABBLING BROOK LN |
| City | LOCUST |
| State | NC |
| Zip | 28097-0075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 408 BABBLING BROOK LN LOT 243 B 557601058 |
| Legal Subdivision | WHISPERING HILLS PHASE 3 |
| Legal Lot Number | 243 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 BABBLING BROOK LN, LOCUST, NC 28097-0075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC |
| Jul 8, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on Record |
| Deed Sale | Jul 8, 2021 · Amount on Record |
| Deed Document Number | 2021434988 |
| Deed Book / Page | 1748 / 884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Dec 30, 2021 |
| Property Address | 408 BABBLING BROOK LN, LOCUST, NC 28097-0075 |
| Document Number | 0000441927 |
| Book / Page | 1770 / 1022 |
| Map Reference | MB 28 PG 43-44 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 441927 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $728.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 408 BABBLING BROOK LN, LOCUST, NC 28097-0075 |
| Document Number | 0000441928 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 441928 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 8, 2021 |
| Property Address | 408 BABBLING BROOK LN, LOCUST, NC 28097-0075 |
| Document Number | 0000434988 |
| Book / Page | 1748 / 884 |
| Map Reference | MB 28 PG 43-44 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 434988 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2627 BREKONRIDGE CENTRE DR, 2627, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,455.00 (+16.72%) | $375,592 (+38.3%) Land $65,000 Building $310,592 | $375,592 (+38.3%) Land $65,000 Building $310,592 |
| 2023 | $2,960.00 | $271,585 Land $55,000 Building $216,585 | $271,585 Land $55,000 Building $216,585 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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