Stanly County property record for 405 Babbling Brook Ln, Locust, NC 28097 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2,100 sqft · built 2021 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,500 (Jan 2022) |
| Tax Bill | $2,673 (2023) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557601453172 |
| Primary APN | 557601453172 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,100 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1537285 |
|---|---|
| Street Address | 405 BABBLING BROOK LN |
| City | LOCUST |
| State | NC |
| Zip | 28097-0075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 405 BABBLING BROOK LN LOT 179 B 557601064 |
| Legal Lot Number | 179 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557601453172
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 BABBLING BROOK LN, LOCUST, NC 28097-0075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage TRUIST BANK |
| Aug 04, 2021 | Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on Record |
| Deed Sale | Jan 25, 2022 · Amount on Record |
| Prior Sale | Aug 04, 2021 · Amount on Record |
| Deed Document Number | 0017721343 |
| Deed Book / Page | 1772 / 1343 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jan 25, 2022 |
| Property Address | 405 BABBLING BROOK LN, LOCUST, NC 28097-0075 |
| Document Number | 0000442694 |
| Book / Page | 1772 / 1343 |
| Map Reference | MB 28 PG 43&44 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 442694 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $661.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 405 BABBLING BROOK LN, LOCUST, NC 28097-0075 |
| Document Number | 0000442695 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 442695 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Aug 04, 2021 |
| Property Address | 405 BABBLING BROOK LN, LOCUST, NC 28097-0075 |
| Document Number | 0000436052 |
| Book / Page | 1751 / 1428 |
| Map Reference | MB 28 PG 43&44 |
| Instrument Date | Aug 04, 2021 |
| Instrument | 436052 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $229.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2627 BREKONRIDGE CENTRE DR, 2627, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,673.00 | $245,316 Land $55,000 Building $190,316 | $245,316 Land $55,000 Building $190,316 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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