Osceola County property record for 418 Arbor Cir, Celebration, FL 34747
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 5,802 sqft · built 1997 |
| Lot Size | 0.294 acres (12,807 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,275,000 (Dec 2017) |
| Tax Bill | $26,095 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072528278300012800 |
| Primary APN | 072528278300012800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 5,802 sqft Heated Area |
| Gross Area | 7,992 sqft |
| 1st Floor Area | 3,731 sqft |
| Upper Floors Area | 1,496 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,807 sqft (0.294 acres) |
| Lot Dimensions | 146 ft deep x 96 ft wide |
| Garage Type | Finished |
| Garage Area | 825 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 35 sqft |
| Porch | Open Porch |
| Porch Area | 1,365 sqft |
| Fence | Fence |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 7963 |
|---|---|
| Street Address | 418 ARBOR CIR |
| City | CELEBRATION |
| State | FL |
| Zip | 34747-4679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | CELEBRATION VILLAGE UNIT 2 PB 8 PG 185-212 LOT 280 08/25/28 |
| Legal Range | 28E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | GOLFPARK ESTATE LOTS |
| Legal Tract | 2783 |
| Legal Block | 1 |
| Legal Lot Number | 8,280 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40807 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1002 STERLING RDG, COLTS NECK, NJ 07722-1489 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 4, 2017 | Warranty Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2017 · Amount on Record |
| Deed Sale | Dec 4, 2017 · Amount on Record |
| Prior Sale | Jan 8, 2004 |
| Deed Document Number | 2017171512 |
| Deed Book / Page | 5247 / 2358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 418 ARBOR CIR, CELEBRATION, FL 34747-4679 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059361638 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 5936/1638 |
| Instrument | 2021057298 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 4, 2017 |
| Property Address | 418 ARBOR CIR, CELEBRATION, FL 34747-4679 |
| Document Number | 0052472358 |
| Book / Page | 005247 / 002358 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 171512 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | EQUITABLE TITLE/CELEBRATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,925.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1002 STERLING RDG COLTS NECK NJ 077221489, COLTS NECK, NJ 07722-1489 |
| Document Number | 52472361 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 005247/002361 |
| Instrument | 171514 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 3, 2047 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,095.00 (+10.62%) | $1,743,000 (+6.18%) Land $254,200 Building $1,488,800 | $1,743,000 (+6.18%) Land $254,200 Building $1,488,800 |
| 2023 | $23,589.00 (+6.97%) | $1,641,500 (+2.44%) Land $214,700 Building $1,426,800 | $1,641,500 (+2.44%) Land $214,700 Building $1,426,800 |
| 2022 | $22,052.00 | $1,602,400 Land $136,400 Building $1,466,000 | $1,602,400 Land $136,400 Building $1,466,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Alteva of Warwick Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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