418 Anchor Dr, Bracey, VA 23919 Property Records

Mecklenburg County property record for 418 Anchor Dr, Bracey, VA 23919

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,900 (May 2026)
Tax Bill	$43 (2025)
Deeds & Mortgages	Apr 2012 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`203C00-02-080`

Property Details

APN / Parcel Number

Primary APN	`203C00-02-080`
Alternative APNs	`203C00_02_00_080` `R027439`

Exterior

Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Account Number	R027439
Street Address	418 ANCHOR DR
City	BRACEY
State	VA
Zip	23919-2036
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	LOT 80 ANCHOR COVE
Legal Subdivision	ANCHOR COVE
Legal Lot Number	80
Jurisdiction	MECKLENBURG VA
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	930103

Owner

Source: Mecklenburg County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 ANCHOR DR, BRACEY, VA 23919-2036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2012	Deed of Trust, Mortgage · Line of Credit CITIZENS COMMUNITY BANK
May 11, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Apr 28, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	20261941
Record Updated	Sep 20, 2026

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	418 ANCHOR DR, BRACEY, VA 23919-2036
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01200/1268
Date	Apr 6, 2012
Book Page	1200/1268

Lender

Name	CITIZENS COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MECKLENBURG VA
Recording Date	May 11, 2026
Property Address	418 ANCHOR DR, BRACEY, VA 23919-2036
Document Number	0000001941
Instrument Date	Apr 27, 2026
Instrument	2026.1941
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,319.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	418 ANCHOR DR, BRACEY, VA 23919-2036

Mortgage

Document Number	0000001942,
Date	May 11, 2026
Instrument	2026.1942

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Apr 28, 2022
Property Address	418 ANCHOR DR, BRACEY, VA 23919-2036
Document Number	0220001738
Instrument Date	Apr 21, 2022
Instrument	220001738
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 ANCHOR DR, BRACEY, VA 23919-2036

Mortgage

Document Number	0220001739
Date	Apr 28, 2022
Instrument	220001739

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$43.00 (+65.38%)	$12,000 (+84.62%) Land $12,000	$12,000 (+84.62%) Land $12,000
2023	$26.00	$6,500 (-) Land $6,500	$6,500 (-) Land $6,500
2022	$26.00	$6,500 Land $6,500	$6,500 Land $6,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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