245 Anchor Dr, Bracey, VA 23919 Property Records

Mecklenburg County property record for 245 Anchor Dr, Bracey, VA 23919

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,271 sqft · built 1992
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Nov 2019)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Feb 2022 Second Mortgage Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`203C00-02-018`

Property Details

APN / Parcel Number

Primary APN	`203C00-02-018`
Alternative APNs	`203C00_02_00_018` `R027374`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,271 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	R027374
Street Address	245 ANCHOR DR
City	BRACEY
State	VA
Zip	23919-1996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 18 ANCHOR COVE
Legal Subdivision	ANCHOR COVE
Legal Lot Number	18
Jurisdiction	MECKLENBURG VA
Township / Civil Division	3
Census Block Group	1
Census Block	1026
Census Tract	930103

Owner

Source: Mecklenburg County records, as of January 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 ANCHOR DR, BRACEY, VA 23919-1996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Dec 3, 2013 · Amount on Record
Deed Document Number	20193976
Transfer Doc	00600/7306
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	245 ANCHOR DR, BRACEY, VA 23919-1996
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000620
Date	Feb 15, 2022
Instrument	220000620

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	245 ANCHOR DR, BRACEY, VA 23919-1996
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005781
Date	Nov 24, 2021
Instrument	210005781

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Nov 14, 2019
Property Address	245 ANCHOR DR, BRACEY, VA 23919-1996
Document Number	0190003976
Instrument Date	Oct 28, 2019
Instrument	190003976
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 B ST, SUFFOLK, VA 23434-2271

Mortgage

Document Number	0190003977
Date	Nov 14, 2019
Instrument	190003977

Lender

Name	SUNTRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (+13.12%)	$416,700 (+25.7%) Land $160,000 Building $256,700	$416,700 (+25.7%) Land $160,000 Building $256,700
2023	$1,326.00	$331,500 (-) Land $160,000 Building $171,500	$331,500 (-) Land $160,000 Building $171,500
2022	$1,326.00	$331,500 Land $160,000 Building $171,500	$331,500 Land $160,000 Building $171,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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