532 Anchor Dr, Bracey, VA 23919 Property Records

Mecklenburg County property record for 532 Anchor Dr, Bracey, VA 23919

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,432 sqft · built 2004
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,500 (Oct 2024)
Tax Bill	$796 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`203C00-02-086`

Property Details

APN / Parcel Number

Primary APN	`203C00-02-086`
Alternative APNs	`203C00_02_00_086` `R027445`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,432 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	R027445
Street Address	532 ANCHOR DR
City	BRACEY
State	VA
Zip	23919-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 86 ANCHOR COVE
Legal Subdivision	ANCHOR COVE
Legal Lot Number	86
Jurisdiction	MECKLENBURG VA
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	930103

Owner

Source: Mecklenburg County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	532 ANCHOR DR, BRACEY, VA 23919-2043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Jul 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BENCHMARK COMMUNITY BANK
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Deed Document Number	20244737
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	532 ANCHOR DR, BRACEY, VA 23919-2043
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180004238
Date	Dec 26, 2018
Instrument	180004238

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 10, 2059

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	532 ANCHOR DR, BRACEY, VA 23919-2043
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003329
Date	Jul 6, 2021
Instrument	210003329

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	532 ANCHOR DR, BRACEY, VA 23919-2043
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004575
Date	Sep 13, 2021
Instrument	210004575

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 7, 2061

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$796.00 (+35.84%)	$221,300 (+51.06%) Land $12,000 Building $209,300	$221,300 (+51.06%) Land $12,000 Building $209,300
2023	$586.00	$146,500 (-) Land $6,500 Building $140,000	$146,500 (-) Land $6,500 Building $140,000
2022	$586.00	$146,500 Land $6,500 Building $140,000	$146,500 Land $6,500 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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