Pender County property record for 418 Adelaide Dr, Hampstead, NC 28443 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,998 sqft · built 2018 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Mar 2019) |
| Tax Bill | $3,551 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4225-85-6160-0000 |
| Primary APN | 4225-85-6160-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,998 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Lot Area | 16,553 sqft (0.38 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 000031009 |
|---|---|
| Street Address | 418 ADELAIDE DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-1017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 81 PB 62/2 ANCHORS WATCH SEC 5 |
| Legal Subdivision | ANCHORS WATCH@SALTWATER LANDING |
| Legal Lot Number | 81 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 920104 |
Source: Pender County records · APN 4225-85-6160-0000
Assessment roll updated January 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 ADELAIDE DR, HAMPSTEAD, NC 28443-1017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Construction Mortgage US BANK |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 08, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2019 · Amount on Record |
| Deed Sale | Mar 08, 2019 · Amount on Record |
| Prior Sale | Apr 04, 2018 · Amount on Record |
| Deed Book / Page | 4680 / 1659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 13, 2026 |
| Property Address | 418 ADELAIDE DR, HAMPSTEAD, NC 28443-1017 |
| Document Number | 0020158460 |
| Book / Page | 4897 / 2295 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 202620158460 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | SETTLEMENT SERVICES, RADIAN SETTLEMENT SERVICES I |
| Name | Verified Name |
|---|---|
| Address | 418 ADELAIDE DR, HAMPSTEAD, NC 28443-1017 |
| Document Number | 0020158460, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 4897/2295 |
| Instrument | 202620158460 |
| Name | US BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 17, 2036 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 418 ADELAIDE DR, HAMPSTEAD, NC 28443-1017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0047620088 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 4762/88 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 08, 2019 |
| Property Address | 418 ADELAIDE DR, HAMPSTEAD, NC 28443-1017 |
| Document Number | 0046801659 |
| Book / Page | 004680 / 001659 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 20046468 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 418 ADELAIDE DR HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443 |
| Document Number | 46801661 |
|---|---|
| Date | Mar 08, 2019 |
| Book Page | 004680/001661 |
| Instrument | 20046469 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 07, 2049 |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,551.00 (+12.55%) | $798,951 (+86.72%) Land $49,665 Building $749,286 | $798,951 (+86.72%) Land $49,665 Building $749,286 |
| 2023 | $427,891 (-) Land $67,496 Building $360,395 | $427,891 (-) Land $67,496 Building $360,395 | |
| 2022 | $3,155.00 | $427,891 Land $67,496 Building $360,395 | $427,891 Land $67,496 Building $360,395 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 769 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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