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408 Adelaide Dr, Hampstead, NC 28443 Property Records

Pender County property record for 408 Adelaide Dr, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,770 sqft · built 2018
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$367,000 (Dec 2018)
Tax Bill$3,065 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4225-85-3488-0000

Property Details

APN / Parcel Number

Primary APN4225-85-3488-0000
Alternative APNs
  • 000025556
  • 982733

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,770 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number000025556
Street Address408 ADELAIDE DR
CityHAMPSTEAD
StateNC
Zip28443-1017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 86 PB 62/2 ANCHORS WATCH SEC 5
Legal SubdivisionANCHORS WATCH@SALTWATER LANDING
Legal Lot Number86
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group3
Census Block3027
Census Tract920104

Owner

Source: Pender County records · APN 4225-85-3488-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address408 ADELAIDE DR, HAMPSTEAD, NC 28443-1017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA
Dec 03, 2018Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2018 · Amount on Record
Deed SaleDec 03, 2018 · Amount on Record
Prior SaleApr 04, 2018 · Amount on Record
Deed Document Number0012584675
Deed Book / Page1258 / 4675
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address408 ADELAIDE DR, HAMPSTEAD, NC 28443-1017
Document Number0047212150
Instrument DateAug 13, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address408 ADELAIDE DR HAMPSTEAD NC 284431017, HAMPSTEAD, NC 28443-1017

Mortgage

Document Number0047212150
DateAug 18, 2020
Book Page004721/002150
Instrument20068332
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateDec 03, 2018
Property Address408 ADELAIDE DR, HAMPSTEAD, NC 28443-1017
Document Number0046751258
Book / Page004675 / 001258
Instrument DateNov 02, 2018
Instrument20043190
Transaction TypeTransfer
Record UpdatedJan 05, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$734.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address408 ADELAIDE DR HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number46751262
DateDec 03, 2018
Book Page004675/001262
Instrument20043191
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2048

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalitySurf City Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,065.00 (+12.52%)$636,269 (+72.26%) Land $46,988 Building $589,281$636,269 (+72.26%) Land $46,988 Building $589,281
2023$369,375 (-) Land $65,195 Building $304,180$369,375 (-) Land $65,195 Building $304,180
2022$2,724.00$369,375 Land $65,195 Building $304,180$369,375 Land $65,195 Building $304,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 104 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies104 in force
Nearby Flood Claims15 (1996–2018)
Most Recent ClaimSep 2018, tidal / storm surge, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Hurricane Fran, Sep 1996 · 2 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 81% of North Carolina
Wildfire LikelihoodAbout 1 in 826 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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